How to Protect Your Email Id and Facebook from Hackers


 

Everybody use email accounts and social networking websites such as orkut, twitter and facebook. There are many important information of a person in these email accounts and social networking website. so it is important to protect these account from hackers. Because hackers always try to get others account to get those secret and personal data for bad purpose. If use your email id for business and other services then it's a great loss and trouble for you. So always try to be safe from hackers

 

Follow these simple steps i am writing below to protect yourself from being hacked.

Never share your password to anyone.

Don't use password as your nick name, phone no. or pet names..

Use the combination of lower case, upper case, numbers and special characters for passwords.

Never click on any suspected link comes in a mail from unknown sender.

Never give your passwords to any 3rd party websites for any service.

Use different passwords for different accounts.

Check the website url every time before login.

Use secondary email address and mobile phone numbers with secret questions for account recovery.

Never use any javascript code in url while login to any of your email or any other website account. It may be a cookie stealer script.

Use latest antivirus and antimalware softwares with firewall on.


These are some steps which you can follow for safe surfing over the internet.
Don't give any chance to hackers...

Five tips to help keep your passwords secret


Treat your passwords with as much care as you treat the information that they protect. Use strong passwords to log on to your computer and to any site, including social networking sites. where you enter your credit card number, or any financial or personal information.

 

    1. Never provide your password in an email or in response to an email request.
           * Internet "phishing" scams use fraudulent email messages to entice you to reveal your user names and passwords, steal your identity, and more. Learn more about phishing scams and how to deal with online fraud.


    2. Do not type passwords on computers that you do not control, such as those in Internet cafes, computer labs, kiosk systems, and airport lounges.
           * Cyber criminals can purchase keystroke logging devices that gather information typed on public computers, including passwords.
           * If you need to regularly check email from a public computer, consider using Hotmail, which allows you to obtain a single-use code. To get a single-use code, click Sign in with a single-use code, and Hotmail will send a one-time use authentication code to a mobile phone. You can opt to use the one-time code, instead of your password, to access your account on a public machine.


    3. Don't reveal your passwords to others.
           * Keep your passwords hidden from friends or family members (especially children), who could pass them on to other, less trustworthy individuals.


    4. Protect any recorded passwords.
           * Don't store passwords on a file in your computer, because criminals will look there first.
           * Keep your record of the passwords you use in a safe, secure place.


    5. Use more than one password.
           * Use different passwords for different websites and services.

மெட்டல் டிடெக்டர்கள் எப்படிச் செயல்படுகின்றது?


imageரயில் நிலையங்களிலும், முக்கியமான சில அரசு அலுவலகங்களிலும் நுழைவாயிலுக்குப் பக்கத்தில் மரத்தால் ஆன ஒரு சட்டகத்தை (இது கதவு நிலையைப் போன்று பெரிதாக இருக்கும்) வைத்திருப்பார்கள். இதை நீங்கள் பார்த்திருக்கலாம்.

 

இந்த சட்டகத்திலிருந்து நிறைய ஒயர்கள் வெளியே செல்லும். சட்டகத்தின் மேற்பகுதியில் மெட்டல் டிடெக்டர் என்று எழுதப்பட்டிருக்கும். இந்த சட்டகத்தின் வழியே செல்பவர்கள் யாராவது உயிருக்கு ஆபத்து ஏற்படுத்தக்கூடிய வெடி குண்டுகளையோ,ஆயுதங்களையோ வைத்திருக்கிறார்களா என்பதைக் கண்டுபிடிப்பதற்காகத்தான் இந்த ஏற்பாடு. குண்டுகளையோ, ஆயுதங்களையோ செய்ய குறிப்பிட்ட அளவு உலோகம் தேவைதானே? அப்படி, உலோகங்களால் செய்யப்பட்ட ஆயுதங்கள் ஒருவரிடம் இருக்கின்றனவா என்று இந்தக் கருவியின் மூலம் சுலபமாகக் கண்டுபிடித்துவிடுகின்றனர். இதனால்தான் இது "மெட்டல் டிடெக்டர்' என்று அழைக்கப்படுகிறது.

 
image இதே போன்று, காவல் துறையினர் தங்கள் கையில் நீள் வட்டவடிவிலான ஒரு கருவியை வைத்திருப்பார்கள். இது மெட்டல் டிடெக்டரின் இன்னொரு வகை. இந்தக் கருவி சிறிதாக எளிதில் எங்குவேண்டுமானாலும் எடுத்துச் செல்லக்கூடிய வகையில் இருக்கும். இதை ஒருவரின் உடலுக்கு அருகிலும், அவர் வைத்திருக்கும் பைகளின் மீதும் காட்டுவதன் மூலம் அவரிடம் அபாயகரமான பொருட்கள் ஏதும் இருக்கின்றனவா என்று கண்டுபிடிக்கின்றனர். பெரிய ஆபத்து எதுவும் ஏற்படாமல் தடுப்பதற்காகத்தான் இப்படி முன்னெச்சரிக்கையாக இருக்கிறார்கள்.சரி, ஒருவர் மறைத்து வைத்திருக்கும் உலோகத்தை ஒரு சிறிய கருவி எப்படிக் கண்டுபிடிக்கிறது?


ஒரு காந்தத் துண்டின் அருகே குண்டூசியையோ, ஊக்கையோ கொண்டு சென்றீர்கள் என்றால் அதைக் காந்தம் ஈர்க்கும். பக்கத்தில் வைத்தால், இழுத்து தன் மீது ஒட்டிக்கொள்ளும். காந்தத்தின் சுற்றுப்புறத்தில் உருவாகும் காந்தப் புலத்தால் இந்த ஈர்ப்புத் தன்மை உருவாகிறது. இப்படியாக பெரும்பாலான இரும்புக் கலப்பு உலோகங்கள் காந்தப் புலத்தின் அருகே செல்லும்போது, அந்தக் காந்தப் புலத்தில் பாதிப்புகளை ஏற்படுத்துகின்றன (காந்தப் புலம் என்பது, காந்தத்தின் ஈர்ப்பு விசை பரவியிருக்கும் பரப்பாகும்). குளத்தில் கல்லை விட்டெறிந்தால், அதன் தொடர் விளைவாக அலை அலையாக நீர் பரவுகிறது அல்லவா?


image இதைப் போலத்தான், காந்தமும் சுற்றுப்புறத்தில் தன் ஈர்ப்புத்தன்மையை அலை அலையாகப் பரவவிட்டிருக்கும்.மெட்டல் டிடெக்டர் எனப்படும் உலோகத்தைக் கண்டறியும் கருவிகளில், மின்சாரம் செல்லும் சர்க்யூட் பாதைகள் மிகவும் நுட்பமான வகையில் அமைக்கப்பட்டிருக்கும். காந்தப் புலங்களில் மிகவும் நுணுக்கமாக ஏற்படும் பாதிப்புகளைக்கூட உணர்ந்து எச்சரிக்கை ஒலியெழுப்பும் வகையில் அந்தக் கருவி தயார் செய்யப்பட்டிருக்கிறது.கையடக்கமாக உள்ள மெட்டல் டிடெக்டரில் "காயில்' எனப்படும் இரண்டு கம்பிச் சுருள்கள் இருக்கும். இவை இரண்டும் ஒரே சக்திகொண்ட காந்தப் புலங்களை உருவாக்கும் திறன்கொண்டவை. இந்தக் கருவியின் அருகே ஒரு உலோகப் பொருள் வந்தால், ஒரே வகையிலான ஈர்ப்புத்தன்மையைக் கொண்ட அந்தக் காந்தப் புலங்களின் சமநிலையில் பாதிப்பு ஏற்படுகிறது.


image அது மின்கம்பிச் சுருளுக்குக் கடத்தப்பட்டு எச்சரிக்கை ஒலி எழுப்பப்படுகிறது. வேறு சில மெட்டல் டிடெக்டர்களில், மின்கம்பிச் சுருள்கள் காந்தப் புலங்களை உருவாக்குவதற்குப் பதிலாக, சுற்றுப்புறத்தில் உள்ள இயற்கையான காந்தப் புலத்தில் ஏற்படும் பாதிப்புகளை கண்காணிக்கும் வகையில் உருவாக்கப்பட்டிருக்கின்றன. கதவு நிலை வடிவத்தில் உள்ள மெட்டல் டிடெக்டர் அப்படித்தான் செயல்படுகிறது. அந்தக் கதவு நிலையில் தொடர்ச்சியான மின்கம்பிச் சுருள்கள் இருக்கும். அவை சுற்றுப்புற காந்த ஈர்ப்பில் ஏற்படும் மாறுபாடுகளைக் கவனித்து, அதற்கேற்ப எச்சரிக்கை ஒலியை எழுப்புகின்றன.


இதைப்போல பூமிக்கு அடியில் மிகப் பெரிய காந்தப்புலம் இருக்கிறது. இது வடக்கு -தெற்காக இருக்கிறது.

Nokia mobile codes-tips and secret for all models


Nokia SymbianIMG_3241
*#06# Serial Number/IMEI indicates
*#0000# SW version (e.g. V3.42.1, 16-10-03, NHL-10)
*#2820# Bluetooth (BT) device address
xx# Directory quick access (xx = storage location and afterwards lozenge e.g. 24 #)
On/Off key -short pressing for menu for switching between profiles
Menu key - Long pressing for "task manager" - switching between active programs (with "C" key programs can be terminated.)
Menu quick access - Over in the menu e.g. to point 3.1 arrive simply 31 enter (if the third symbol a file is opened is for these and then in it started the first Program/Icon).
No Auto start - When switching the phone on up to the pin inquiry press the whole time the "ABC" key (pen) - this is to ignore the auto initialization programs (and the MMC programs) - "safe boot".
12345 ... is according to be the standard Nokia Nokia-security code.
0000 ... is according to be standard PIN2 at Vodafone (Germany)
----------------------------------------
Caution - starting from here the codes are "dangerous"
*#7370925538#
*#Res0Wallet#
... is to delete the code around the "wallet"
Input like normal telephone number (not in wallet code inquiry windows).


NOTE! Afterwards the "wallet" is empty, can again be put on however with new code.
*#7780# - Reset to original settings


NOTE! Afterwards various "attitudes" are away - among other things these:
Points of entrance (Provider dependent points of entrance and attitudes)

Bluetooth attitudes
Favorite Allocation of the two keys (beside Navi keys) in the main menu
Profiles are "neglected" (as with distribution) - still there however new bell tones, etc. are...
SMS/MMS/E-Mail attitudes
Logos also deleted... Programs, calendars and contacts, etc. not changed...


*#7370# - Soft format - resets all the telephone Memory (like Formatting a disk
NOTE! Battery should be full up to at least 75%, do not accomplish during the procedure under any circumstances ! The procedure takes some minutes (approx. 3-4)
Green, * 3 - Hard format: If the Mobile (only telephone memory) formats, puts back the attitudes (see * to # 7780 #) and implements a RESET.


NOTE! Battery should be full up to at least 75%, do not accomplish during the procedure under any circumstances ! The procedure takes some minutes (approx. 3-4)


Proceeding: Equipment switch off, keep "green key" (take off) at the same time pressed, "*" and to "3" key and switch the equipment on (the keys thereby keep further pressed)... to "Formatting" on the display appears...

Cell phones
Tip 1: Do you know how to use the edit button (abc or pencil button)?
Here is how... in the inbox for example; you want to delete multiple SMS, simply hold the edit button, scroll down, and then, press c to delete the marked SMS. The edit button can also be used to copy and past text in SMS, simply hold it and scroll across, choose copy. pretty good for placing song names in N-Gages

Tip 2: Shit happens, on a smart phone, its inevitable you do something wrong, and this calls for a format of phone. to format the phone, press *#7370#, then enter the lock code, which is the secret code of the phone. NOTE : battery must be full, else if format is disrupted by low battery, consequences will be disastrous

I heard the code *#7780# works too, pretty much the same i think.
for 6600 users, to format the phone, there is an alternative way. Press and hold <3>, <*>, and the buttons, then power on phone, keep holding on the 3 buttons, till you come to a format screen. This method ONLY works on 6600, and need not enter the sec code. BUT secret code would be reset to default 12345.

There are two kinds of formatting: hard formatting and soft formatting
-------------------------------------------------------------------------------------------------------------------------------------------
SOFT formatting: This does not really format your phone (c-drive). It restores ini files from rom but preserves user data (photos, 3rd party apps etc). This is just a normal reset!!
HOW? There are two ways to do a normal reset:
1) *#7780# (this seems to work only on S60 v6.1 and 7.0)
2) Go to Settings, General and scroll down to factory settings (works on all S60 phones)
------------------------------------------------------------------------------------------------------------------------------------------
HARD formatting: This reformats completely the C-drive. All applications and files stored on this drive will be lost and clean but default files will be rewritten. This is a deep reset.
HOW? Again there are two ways:
1) *#7370#
2) When unable to startup your phone: press and hold the green (talk) key on the left + number 3 on the keypad + the * key and then turn the phone on. This trick works on every S60 v7.0 and it works fine on my 6630 too but without formatting screen...

Tip 3: TO NGAGE USERS; Did you know you can install .sis files simply using the cable given? Just plug it in, place the .sis file anywhere on eg: (the mmc), not in any folders, root of eg:, disconnect, then look for it in manager.

Tip 4: Save on battery and system memory being used by regularly checking the task manager which can be accessed by holding down the menu button!!

Tip 5: Type *#06# to display your IMEI serial number, very valuable for the unlocking your phone to other SIM cards...

Tip 6: Save memory when installing apps, by installing over Bluetooth. This can be done using the Nokia phone suite and a Bluetooth serial connection. Only works with .SIS files, so java still has to be sent to the phone, but will save space when using .SIS files.

Tip 7: Operator logos
Use a file manager like FExplorer or SeleQ to add the folders: "c:/system/Apps/phone/oplogo". Add a .bmp picture to folder "oplogo" and restart your phone! The .bmp picture size needs to be: 97 x 25 pixels

Tip 8: Blue Jacking
First up, you need to know what Bluetooth is. There are lots of types of modern devices that incorporate Bluetooth as one of their many features. PDAs, mobile phones and laptops are a few of these modern devices. Bluetooth means that Bluetooth enabled devices can send things like phonebook/address book contacts, pictures & notes to other Bluetooth enabled devices wirelessly over a range of about 10 meters. So, we've got past the boring part. Now, using a phone with Bluetooth, you can create a phonebook contact and write a message, eg. 'Hello, you've been blue jacked', in the 'Name' field. Then you can search for other phones with Bluetooth and send that phonebook contact to them. On their phone, a message will popup saying "'Hello, you've been blue jacked' has just been received by Bluetooth" or something along those lines. For most 'victims' they will have no idea as to how the message appeared on their phone.

Tip 9: While you are viewing a picture in your phone's gallery, press one of these shortcut keys (definitely works on 6600, not sure about other Symbians)
1 - turn image anticlockwise
3 - turn image clockwise
* - toggle on/off of full screen
5 - zoom in
0 - zoom out

Tip 10: Operator logos
Use a file manager like FExplorer or SeleQ to add the folders: "c:/system/Apps/phone/oplogo". Add a .bmp picture to folder "oplogo" and restart your phone! The .bmp picture size needs to be: 97 x 25 pixels

Tip 11: Check if the recipients phone is on
Delivery reports
or
Type *0# your message in the message composer window space then write your message, the recipient will not see the star zero hash bit - just the message When they read it it will relay a message back to your phone showing the time they received it. (haven't yet tried it myself though)
A soft and Hard reset
A Soft-reset - the process of resetting all the settings of the phone to the factory default! No applications are deleted! A Hard-reset is like formatting a drive! It does format the memory. Everything that has been installed after the first use of the phone is deleted! It will recover the memory of the phone to the state you purchased it! It is done by input the following code: *#7370# NOTE: The battery must be full or the charger has to be connected to the phone so that it does not run out of power and make the phone unusable

Start up in Safe Mode so no 'auto start' apps will be running:
To make sure that no memory-resident programs start when you reboot your phone,
hold down the pencil key when you turn on the phone and hold it on until you have to enter your PIN code.

(When you have trouble booting up the phone with the MMC in it because it got corrupted for some reason, this trick will almost always let you boot up the phone so you can remove the latest installed app which might have caused the problem or if your phone is "un repairable" you can still back up your important data before you do a format.)


Nokia Code function
*3370# This Nokia code activates Enhanced Full Rate Codec (EFR) - Your Nokia cell phone uses the best sound quality but talk time is reduced my approx. 5%
#3370# Deactivate Enhanced Full Rate Codec (EFR)
*#4720# Activate Half Rate Codec - Your phone uses a lower quality sound but you should gain approx 30% more Talk Time
*#4720# With this Nokia code you can deactivate the Half Rate Codec
*#0000# Displays your phones software version, 1st Line : Software Version, 2nd Line : Software Release Date, 3rd Line : Compression Type
*#9999# Phones software version if *#0000# does not work
*#06# For checking the International Mobile Equipment Identity (IMEI Number)
#pw+1234567890+1# Provider Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+2# Network Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+3# Country Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+4# SIM Card Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
*#147# This lets you know who called you last (Only Vodafone)
*#1471# Last call (Only Vodafone)
*#21# This phone code allows you to check the number that "All Calls" are diverted to
*#2640# Displays phone security code in use
*#30# Lets you see the private number
*#43# Allows you to check the "Call Waiting" status of your cell phone.
*#61# Allows you to check the number that "On No Reply" calls are diverted to
*#62# Allows you to check the number that "Divert If Unreachable (no service)" calls are diverted to
*#67# Allows you to check the number that "On Busy Calls" are diverted to
*#67705646# Phone code that removes operator logo on 3310 & 3330
*#73# Reset phone timers and game scores
*#746025625# Displays the SIM Clock status, if your phone supports this power saving feature "SIM Clock Stop Allowed", it means you will get the best standby time possible
*#7760# Manufactures code
*#7780# Restore factory settings
*#8110# Software version for the Nokia 8110
*#92702689# Displays - 1.Serial Number, 2.Date Made, 3.Purchase Date, 4.Date of last repair (0000 for no repairs), 5.Transfer User Data. To exit this mode you need to switch your phone off then on again
*#94870345123456789# Deactivate the PWM-Memory
**21*number# Turn on "All Calls" diverting to the phone number entered
**61*number# Turn on "No Reply" diverting to the phone number entered
**67*number# Turn on "On Busy" diverting to the phone number entered
12345 This is the default security code
press and hold # Lets you switch between lines

The Operating Systems
Symbian OS v6.1
Nokia 7650
Nokia 3650
Nokia 3660
Nokia N-Gage
Nokia N-Gage QD
Siemens SX-1
Sendo X


Symbian OS v7.0
Nokia 3230
Nokia 6600
Nokia 6620
Nokia 6260
Nokia 6670
Nokia 7610
Panasonic X700
Panasonic X800


Symbian OS v8.0
Nokia 6630
Nokia 6680
Nokia 6681


Symbian OS v8.1
Nokia N70
Nokia N90

Symbian OS v9.1
Nokia N91
Nokia 3250
Nokia E60
Nokia E61
Nokia E70
Nokia N71
Nokia N80
Nokia N92


Nokia phones service codes
*#0000# - SW version
*#06# - IMEI
*#war0anty# - SIMLOCK info
*3370# - Enhanced Full Rate ON
#3370# - OFF
*4720# - alternative sound quality codec ON
#4720# - OFF
*#7780# - default factory settings
*#7760# - production serial no.
*#2820# - Bluetooth info.
*#73# - reset phone timers and game scores.
*#7370925538# - delete all the content of the wallet and the wallet code.
*#7370# - soft format ? erases all telephone memory.
*3 - hard format ? if only the telephone memory is formatted, puts back the attitudes and reboots
*#delset# - MMS/GPRS settings removal
NOTE: code depends on phone model

நானா இ-மெயில் அனுப்பினேன்?


image திடீரென உங்கள் நண்பர்கள் போன் செய்து, உங்கள் கம்ப்யூட்டரிலிருந்து, தேவையற்ற மெயில்கள் வந்துள்ளதாகவும், அது போல அனுப்ப வேண்டாம் என்றும் சொல்வார்கள். விபரம் தெரிந்த நபர்கள், உங்கள் இமெயில் அக்கவுண்ட்டிலிருந்து, நீங்கள் அனுப்பாமலேயே சில மெயில்கள் வருவதாகக் குற்றம் சாட்டுவார்கள். கனிவுள்ளவர்களோ, இது போல வருகின்றன; உன் கம்ப்யூட்டரை வைரஸ் மற்றும் ஸ்பேம் மெயில், மால்வேர் புரோகிராம் செக் செய்திடச் சொல்வார்கள்.


இது போன்ற சூழ்நிலையில் என்ன நடக்கிறது? என்று நீங்கள் விழிப்பீர்கள். ஏனென்றால், நண்பர்கள் குறிப்பிடும் அந்த மெயில் எல்லாம், உறுதியாக நீங்கள் அனுப்பவில்லை என்று தெரியும். ஏன் அது உங்கள் கம்ப்யூட்டரால் கூட அனுப்பப்பட்டிருக்காது. உங்கள் நண்பர்கள் வட்டத்தில் ஒருவரின் கம்ப்யூட்டர் ஸ்பேம் மெயில் அல்லது வைரஸ் அல்லது மால்வேர் புரோகிராமினால் பாதிக்கப்பட்டு, அது உங்கள் இமெயில் அக்கவுண்ட் மூலமாக இந்த ஸ்பேம் மெயில்களை, அட்ரஸ் புக்கில் உள்ள அனைவருக்கு இதனை அனுப்பி இருக்கலாம். அல்லது நீங்கள் அறியாத ஒரு நபர், உங்கள் இமெயில் அக்கவுண்ட்டினையே ஹைஜாக் செய்திருக்கலாம்.

 

இதற்கான தீர்வு என்ன? image

முதலில் உங்கள் இமெயில் அக்கவுண்ட்டினை நீங்கள் அணுகித் திறந்து பார்க்க முடிகிறது என்றால், அதன் பாஸ்வேர்டை உடனே இன்னும் கடுமையான பாஸ்வேர்டாக மாற்றவும். உங்களால் உங்கள் இமெயில் அக்கவுண்ட்டினை, வழக்கமான பாஸ்வேர்ட் பயன்படுத்தித் திறக்க முடியவில்லை என்றால், உங்கள் இமெயில் அக்கவுண்ட் ஹைஜாக் செய்யப்பட்டுள்ளது என்று பொருள். யாரோ ஒருவர், உங்கள் அக்கவுண்ட்டின் பாஸ்வேர்டைக் கண்டுபிடித்து, பாஸ்வேர்டினை மாற்றி, இது போல ஸ்பேம் மெயில்களுக்கெனப் பயன்படுத்திக் கொண்டுள்ளார். ஒரு சிலர், இது போல இமெயில் ஹைஜாக் செய்த பின்னர், அதன் இமெயிலுக்கு உரியவர் பெயரில், அவரின் உற்ற நண்பருக்கு, தான் டில்லி வந்து மாட்டிக் கொண்டதாகவும், பணம் தேவை எனக்கூறி ஏதேனும் ஒரு அக்கவுண்ட் எண்ணுக்கு பணம் அனுப்ப வேண்டிக் கொள்வார். இதில் அனைத்துமே ஏமாற்று வேலையாக இருக்கும். இது போல இமெயில்கள் ஹைஜாக் செய்யப்படுகையில், உடனே உங்களுக்கு இமெயில் சேவையினை வழங்குபவரைத் தொடர்பு கொண்டு, உடனடியாக உங்கள் அக்கவுண்ட்டினை மீட்டுத் தருமாறு கேட்டுக் கொள்ளவும்.


இலவசமாக இமெயில் தரும் பிரபல நிறுவனங்கள் எனில், அவர்கள் தளத்தில் இதற்கான வழி தரப்பட்டிருக்கும். சில பிரபல இமெயில் அக்கவுண்ட்டில் இது போல ஏற்பட்டால் நீங்கள் தொடர்பு கொள்ள வேண்டிய தள முகவரிகள் கீழே தரப்பட்டுள்ளன.

image
ஜி மெயில்: Click here for Google Mail

யாஹூ: Click here for Yahoo Mail

ஹாட்மெயில்: Click here for Hot Mail


ஆனால், பாஸ்வேர்ட் கொடுத்து அக்கவுண்ட்டில் நுழைய முடியும் என்றால், அந்த அக்கவுண்ட் ஹைஜாக் செய்யப்படவில்லை; ஆனால் உங்களுடைய பாஸ்வேர்டினைப் பயன்படுத்தி யாரோ விளையாடுகிறார்கள் என்று பொருள். உடனே மேலே குறிப்பிட்டபடி, பாஸ்வேர்டினை மாற்றவும்.

Windows OS Startup issues & solution


All most all of the people are currently using Windows XP Operating system itself. Being a users it is better to know about the configuration settings of the OS.

 

Ample knowledge on Regedit & MS-Config is a bit essential for everybody.


1.  After successful installation of many programs like yahoo messenger, Google talk, Skype , Nero, real one player and many more , default they comes to startup which takes a lot of memory (RAM usage) which results in the decrease of system performance also. In order to solve such issues one must use MS-CONFIG

msconfig
Steps:
START--> RUN --> MS-CONFIG --> STARTUP tab --> Remove the check box of the concerned application and "apply". Better to restart the system after applying the modification.


This disables the applications in startup which helps in saving memory.


2.  Most of the software applications like Oracle, Hyperion, Visual studio are registered with the system files. So uninstalling the application is not completely removing from the system as they are registered with system files. So better remove it from windows registry.

Run folder
Steps :
START-->RUN-->  REGEDIT--> Search for the required software component and delete it from right side of the panel. Be careful before deleting as they are all sensitive components of the system.
We can enable & disable the usage of USB and other ports using this regedit. we can manage the whole operating system using this regedit.


3.  Better to use windows XP rather than Vista as it requires more memory (RAM) . For the people who are interested in Vista Environment there are some themes available in the internet where the environment appears as VISTA in the XP itself. But it also use more memory (RAM) but not as vista.

How To Make An Invisible Folder in XP


This is for all you people that have stuff to hide… good stuff..
hide-folder-3.jpg

Back to the tutorial – An invisible desktop Folder. So you basically need a folder with a blank icon and no name.


Here is how to create one:


1. Create a new folder. This doesn’t work with a used or renamed folder.


2. Right-click the folder and choose rename. Press 0160 on the num pad while holding down the Alt key. The name should disappear and be replaced with a blank space.


3. Right click the folder, choose Properties, select the Customize tab and choose Change icon. Select a blank icon space.

hide-folder-4.jpg

Samsung Unlock Codes


If codes don’t work for your phone its probably got the latest software in and will need doing via data cable.
No responsibility it taken for using these codes. 

For Model: image
Samsung A300
*2767*637#

Samsung A400
*2767*637#

Samsung A800
*2767*637#

Samsung E500
*2767*688#
In newer phones: #*7337#

Samsung E700
*2767*688#

Samsung E715

Turn off the phone. Put a non-accepted SIM card and turn it on. Type *#9998*3323#. Press Exit. Choose menu #7. After phone reboots type *0141# and hit the Call button. Turn off and insert another SIM card. Turn on. The code is 00000000.
In newer phones: #*7337# 

Samsung M100
#*7337# 
Type *#9998*627837793#. Then type *#9998*737#. Press >/[] (Play Stop) until phone shows NCK/SPCK number. Press Exit. Type #0111*CODE# (Code is the last 8 digits of the NCK/SPCK)

Samsung P400
*2767*3855#
In newer phones: *2767*927#

Samsung S100
*2767*7822573738#

Samsung S105
Remove SIM card. Enter *2767*7822573738# and after phone reboots, enter #0111*00000000#

Samsung S300
*2767*7822573738#

Samsung S307
Turn off the phone. Put a non-accepted SIM card and turn it on. Type *#9998*3323#. Press Exit. Choose menu #7. After phone reboots type *0141# and hit the Call button. Turn off and insert another SIM card. Turn on. The code is 00000000.
In newer phones: #*7337#

Samsung S500 
*2767*3855#
In newer phones: *2767*927# image

Samsung SGH600
*2767*3855#
*2767*2878#

Samsung SGH2100
*2767*3855#
*2767*2878#

Samsung V200
*2767*7822573738#

Samsung X100
Turn off the phone. Put a non-accepted SIM card and turn it on. Type *#9998*3323#. Press Exit. Choose menu #7. After phone reboots type *0141# and hit the Call button. Turn off and insert another SIM card. Turn on. The code is 00000000.
In newer phones: #*7337#

Samsung X600
Turn off the phone. Put a non-accepted SIM card and turn it on. Type *#9998*3323#. Press Exit. Choose menu #7. After phone reboots type *0141# and hit the Call button. Turn off and insert another SIM card. Turn on. The code is 00000000.
In newer phones: #*7337#

Samsung Universal TEMPORARY UNLOCK:
Put a non-accepted SIM card and turn it on. Type *#9998*3323#. Press Exit. You will get a new menu. Select Malloc Fail.
In newer phones: #*7337#
d500 - #*7337# - ( but not in the newer software versions )

1. If you have changed your phone password, change your password back to the default 8 zeros (00000000).
1a. NOTE (Modification here by my experience): Go to SETTINGS, SECURITY, then SIM LOCK and disable this before proceeding.
2. Put a SIM card that is from a network other than the one your phone is locked to
3. When Incorrect SIM error comes up, type *#9998*3323#.
4. White screen will appear with an exit option. Press the right soft key.
5. From the menu that appears, select the Malloc Fail option. This will reboot the phone and the normal service screens will appear.
6. Type *0141# and then press the green call key. "Personalization" or "Personalized" will appear.
7. Turn off your phone and put the original SIM back in.
8. Turn on your phone. You will receive a prompt to enter a password.
9. Type 8 zeros (00000000) (This is because the SIM LOCK mentioned earlier gets switched back on)
10. Completed. You have now unlocked your phone.

Tested on e900 and d900 phones - may work on similar models but not sure.
This will work with your new SIM but if you try another SIM not used in that phone before it will need code doing again.

The run commands of Windows XP


To execute a command, go Start -> Run -> Type any command and press enter.
These command helps to execute a program quickly, saves the time of finding it!
Here's is it...
Accessibility Controls
access.cpl
Add Hardware Wizard
hdwwiz.cpl
Add/Remove Programs
appwiz.cpl
Administrative Tools
certmgr.msc
Character Map
charmap
Check Disk Utility
chkdsk
Clipboard Viewer
clipbrd
Command Prompt
cmd
Component Services
dcomcnfg
Computer Management
compmgmt.msc
Date and Time Properties
timedate.cpl
DDE Shares
ddeshare
Device Manager
devmgmt.msc
Direct X Control Panel (If Installed)
directx.cpl
Direct X Troubleshooter
dxdiag
Disk Cleanup Utility
cleanmgr
Disk Defragment
dfrg.msc
Disk Management
diskmgmt.msc
Disk Partition Manager
diskpart
Display Properties
control desktop
Display Properties
desk.cpl
Display Properties (w/Appearance Tab Preselected)
control color
Dr. Watson System Troubleshooting Utility
drwtsn32
Driver Verifier Utility
verifier
Event Viewer
eventvwr.msc
File Signature Verification Tool
sigverif
Findfast
findfast.cpl
Folders Properties
control folders
Fonts
control fonts
Fonts Folder
fonts
Free Cell Card Game
freecell
Game Controllers
joy.cpl
Group Policy Editor (XP Prof)
gpedit.msc
Hearts Card Game
mshearts
Iexpress Wizard
iexpress
Indexing Service
ciadv.msc
Internet Properties
inetcpl.cpl
IP Configuration (Display Connection Configuration)
ipconfig /all
IP Configuration (Display DNS Cache Contents)
ipconfig /displaydns
IP Configuration (Delete DNS Cache Contents)
ipconfig /flushdns
IP Configuration (Release All Connections)
ipconfig /release
IP Configuration (Renew All Connections)
ipconfig /renew
IP Configuration (Refreshes DHCP & Re-Registers DNS)
ipconfig /registerdns
IP Configuration (Display DHCP Class ID)
ipconfig /showclassid
IP Configuration (Modifies DHCP Class ID)
ipconfig /setclassid
Java Control Panel (If Installed)
javaws
Keyboard Properties
control keyboard
Local Security Settings
secpol.msc
Local Users and Groups
lusrmgr.msc
Logs You Out Of Windows
logoff
Microsoft Chat
winchat
Minesweeper Game
winmine
Mouse Properties
control mouse
Mouse Properties
main.cpl
Netstat
netstat
Network Connections
control netconnections
Network Connections
ncpa.cpl
Network Setup Wizard
netsetup.cpl
Notepad
notepad
Nview Desktop Manager (If Installed)
nvtuicpl.cpl
Object Packager
packager
ODBC Data Source Administrator
odbccp32.cpl
On Screen Keyboard
osk
Opens AC3 Filter (If Installed)
ac3filter.cpl
Password Properties
password.cpl
Performance Monitor
perfmon.msc
Performance Monitor
perfmon
Phone and Modem Options
telephon.cpl
Power Configuration
powercfg.cpl
Printers and Faxes
control printers
Printers Folder
printers
Private Character Editor
eudcedit
Quicktime (If Installed)
QuickTime.cpl
Regional Settings
intl.cpl
Registry Editor
regedit
Remote Desktop
mstsc
[/indent]Removable Storage
ntmsmgr.msc
[/indent]Removable Storage Operator Requests
ntmsoprq.msc
Resultant Set of Policy (XP Prof)
rsop.msc
Scanners and Cameras
sticpl.cpl
Scheduled Tasks
control schedtasks
Security Center
wscui.cpl
Services
services.msc
Shared Folders
fsmgmt.msc
Shuts Down Windows
shutdown
Sounds and Audio
mmsys.cpl
Spider Solitare Card Game
spider
SQL Client Configuration
cliconfg
System Configuration Editor
sysedit
System Configuration Utility
msconfig
System File Checker Utility (Scan Immediately)
sfc /scannow
System File Checker Utility (Scan Once At Next Boot)
sfc /scanonce
System File Checker Utility (Scan On Every Boot)
sfc /scanboot
System File Checker Utility (Return to Default Setting)
sfc /revert
System File Checker Utility (Purge File Cache)
sfc /purgecache
System File Checker Utility (Set Cache Size to size x)
sfc /cachesize=x
System Properties
sysdm.cpl
Task Manager
taskmgr
Telnet Client
telnet
Traceroute
tracert
User Account Management
nusrmgr.cpl
Utility Manager
utilman
Windows Firewall
firewall.cpl
Windows Magnifier
magnify
Windows Management Infrastructure
wmimgmt.msc
Windows System Security Tool
syskey
Windows Update Launches
wupdmgr
Windows XP Tour Wizard
tourstart

Want Graphics or Sound Driver for your PC?


You Want Graphics or Sound Driver for your PC
Then visit
www.driver32.com
This web site is the fastest way to get your windows hardware drivers. In addition to Devices Reviews, Hardware Installation guides and Troubleshooting.
It has Technical tutorials, Security Tools, Virus alerts, Tech Updates and Web Development tools also.

Copy DVD To Cd, Best DVD Copy Software
www.dup-DVD.com

Nokia Secret Codes


On the main screen type
*#06# for checking the IMEI (International Mobile Equipment Identity).
*#7780# reset to factory settings.
*#67705646# This will clear the LCD display(operator logo).
*#0000# To view software version.
*#2820# Bluetooth device address.
*#746025625# Sim clock allowed status.
#pw+1234567890+1# Shows if sim have restrictions.
*#92702689# - takes you to a secret menu where you may find some of the information below:
1. Displays Serial Number.
2. Displays the Month and Year of Manufacture
3. Displays (if there) the date where the phone was purchased (MMYY)
4. Displays the date of the last repair - if found (0000)
5. Shows life timer of phone (time passes since last start)
*#3370# - Enhanced Full Rate Codec (EFR) activation. Increase signal strength, better signal reception. It also help if u want to use GPRS and the service is not responding or too slow. Phone battery will drain faster though.
*#3370* - (EFR) deactivation. Phone will automatically restart. Increase battery life by 30% because phone receives less signal from network.
*#4720# - Half Rate Codec activation.
*#4720* - Half Rate Codec deactivation. The phone will automatically restart
If you forgot wallet code for Nokia S60 phone, use this code reset: *#7370925538#
Note, your data in the wallet will be erased. Phone will ask you the lock code. Default lock code is: 12345
Press *#3925538# to delete the contents and code of wallet.
Unlock service provider: Insert sim, turn phone on and press vol up(arrow keys) for 3 seconds, should say pin code. Press C,then press * message should flash, press * again and 04*pin*pin*pin# \
*#7328748263373738# resets security code.
Default security code is 12345
Change closed caller group (settings >security settings>user groups) to 00000 and ure phone will sound the message tone when you are near a radar speed trap. Setting it to 500 will cause your phone 2 set off security alarms at shop exits, gr8 for practical jokes! (works with some of the Nokia phones.) Press and hold "0" on the main screen to open wap browser.

Is ur Important Data Lost?


Is your Important Data Lost?
Face Problem in doing your work?


Watch out our free data recovery software and file recovery programs download section to review the capabilities of our file recovery utilities and tools. Freeware demo of all recovery tools are available to evaluate the software functionality for all fixed and removable storage media.

go to
www.datadoctor.in
& get recovery it.

Gmail Pop Settings


Outgoing Server: Pop.gmail.com
Incoming Server: smtp.gmail.Com
Security: Tls
Secure Login: On

Use It to Check Email from your Email Client.

Windows Key board Shortcuts


Run commands

Calc - Calculator
Cfgwiz32 - ISDN Configuration Wizard
Charmap - Character Map
Chkdisk - Repair damaged files
Cleanmgr - Cleans up hard drives
Clipbrd - Windows Clipboard viewer
Cmd - Opens a new Command Window (cmd.exe)
Control - Displays Control Panel
Dcomcnfg - DCOM user security
Debug - Assembly language programming tool
Defrag - Defragmentation tool
Drwatson - Records programs crash & snapshots
Dxdiag - DirectX Diagnostic Utility
Explorer - Windows Explorer
Fontview - Graphical font viewer
Ftp - ftp.exe program
Hostname - Returns Computer's name
Ipconfig - Displays IP configuration for all network adapters
Jview - Microsoft Command-line Loader for Java classes
MMC - Microsoft Management Console
Msconfig - Configuration to edit startup files
Msinfo32 - Microsoft System Information Utility
Nbtstat - Displays stats and current connections using NetBios over TCP/IP
Netstat - Displays all active network connections
Nslookup- Returns your local DNS server
Ping - Sends data to a specified host/IP
Regedit - registry Editor
Regsvr32 - register/de-register DLL/OCX/ActiveX
Regwiz - Reistration wizard
Sfc /scannow - Sytem File Checker
Sndrec32 - Sound Recorder
Sndvol32 - Volume control for soundcard
Sysedit - Edit system startup files (config.sys, autoexec.bat, win.ini, etc.)
Systeminfo - display various system information in text console
Taskmgr - Task manager
Telnet - Telnet program
Taskkill - kill processes using command line interface
Tskill - reduced version of Taskkill from Windows XP Home

Tracert - Traces and displays all paths required to reach an internet host
Winchat - simple chat program for Windows networks
Winipcfg - Displays IP configuration


Management Consoles

certmgr.msc - Certificate Manager
ciadv.msc - Indexing Service
compmgmt.msc - Computer management
devmgmt.msc - Device Manager
dfrg.msc - Defragment
diskmgmt.msc - Disk Management
fsmgmt.msc - Folder Sharing Management
eventvwr.msc - Event Viewer
gpedit.msc - Group Policy -XP Pro only
iis.msc - Internet Information Services
lusrmgr.msc - Local Users and Groups
mscorcfg.msc - Net configurations
ntmsmgr.msc - Removable Storage
perfmon.msc - Performance Manager
secpol.msc - Local Security Policy
services.msc - System Services
wmimgmt.msc - Windows Management


Shortcuts

access.cpl - Accessibility Options
hdwwiz.cpl - Add New Hardware Wizard
appwiz.cpl - dd/Remove Programs
timedate.cpl - Date and Time Properties
desk.cpl - Display Properties
inetcpl.cpl - Internet Properties
joy.cpl - Joystick Properties
main.cpl keboard - Keyboard Properties
main.cpl - Mouse Properties
ncpa.cpl - Network Connections
ncpl.cpl - Network Properties
telephon.cpl - Phone and Modem options
powercfg.cpl - Power Management
intl.cpl - Regional settings
mmsys.cpl sounds - Sound Properties
mmsys.cpl - Sounds and Audio Device Properties
sysdm.cpl - System Properties
nusrmgr.cpl - User settings
firewall.cpl - Firewall Settings (sp2)
wscui.cpl - Security Center (sp2)


Windows Environment Commands

%ALLUSERSPROFILE% - Open the All User's Profile
%HomeDrive% - Opens your home drive e.g. C:\
%UserProfile% - Opens you User's Profile
%temp% Opens - temporary file Folder
%systemroot% - Opens Windows folder

Wupdmgr - Takes you to Microsoft Windows Update


General keyboard shortcuts

CTRL+C(Copy)
CTRL+X (Cut)
CTRL+Z (Undo)
DELETE (Delete)
SHIFT+DELETE (Delete the selected item permanently without placing the item in the Recycle Bin)
CTRL while dragging an item (Copy the selected item)
CTRL+SHIFT while dragging an item (Create a shortcut to the selected item)
F2 key (Rename the selected item)
CTRL+RIGHT ARROW (Move the insertion point to the beginning of the next word)
CTRL+LEFT ARROW (Move the insertion point to the beginning of the previous word)
CTRL+DOWN ARROW (Move the insertion point to the beginning of the next paragraph)
CTRL+SHIFT with any of the arrow keys (Highlight a block of text)
CTRL+UP ARROW (Move the insertion point to the beginning of the previous paragraph)
SHIFT with any of the arrow keys (Select more than one item in a window or on the desktop, or select text in a document)
CTRL+A (Select all)
F3 key (Search for a file or a folder)
ALT+ENTER (View the properties for the selected item)
ALT+F4 (Close the active item, or quit the active program)
ALT+ENTER (Display the properties of the selected object)
ALT+SPACEBAR (Open the shortcut menu for the active window)
CTRL+F4 (Close the active document in programs that enable you to have multiple documents open simultaneously)
ALT+TAB (Switch between the open items)
ALT+ESC (Cycle through items in the order that they had been opened)
F6 key (Cycle through the screen elements in a window or on the desktop)
F4 key (Display the Address bar list in My Computer or Windows Explorer)
SHIFT+F10 (Display the shortcut menu for the selected item)
ALT+SPACEBAR (Display the System menu for the active window)
CTRL+ESC (Display the Start menu)
ALT+Underlined letter in a menu name (Display the corresponding menu)
Underlined letter in a command name on an open menu (Perform the corresponding command)
F10 key (Activate the menu bar in the active program)
RIGHT ARROW (Open the next menu to the right, or open a submenu)
LEFT ARROW (Open the next menu to the left, or close a submenu)
F5 key (Update the active window)
BACKSPACE (View the folder one level up in My Computer or Windows Explorer)
ESC (Cancel the current task)
SHIFT when you insert a CD-ROM into the CD-ROM drive (Prevent the CD-ROM from automatically playing)
CTRL+SHIFT+ESC (Open Task Manager) Dialog box
keyboard shortcuts

If you press SHIFT+F8 in extended selection list boxes, you enable extended selection mode. In this mode, you can use an arrow key to move a cursor without changing the selection. You can press CTRL+SPACEBAR or SHIFT+SPACEBAR to adjust the selection. To cancel extended selection mode, press SHIFT+F8 again. Extended selection mode cancels itself when you move the focus to another control.

CTRL+TAB (Move forward through the tabs)
CTRL+SHIFT+TAB (Move backward through the tabs)
TAB (Move forward through the options)
SHIFT+TAB (Move backward through the options)
ALT+Underlined letter (Perform the corresponding command or select the corresponding option)
ENTER (Perform the command for the active option or button)
SPACEBAR (Select or clear the check box if the active option is a check box)
Arrow keys (Select a button if the active option is a group of option buttons)
F1 key (Display Help)
F4 key (Display the items in the active list)
BACKSPACE (Open a folder one level up if a folder is selected in the Save As or Open dialog box)


Microsoft natural keyboard shortcuts

Windows Logo+BREAK (Display the System Properties dialog box)
Windows Logo+D (Display the desktop)
Windows Logo+M (Minimize all of the windows)
Windows Logo+SHIFT+M (Restore the minimized windows)
Windows Logo+E (Open My Computer)
Windows Logo+F (Search for a file or a folder)
CTRL+Windows Logo+F (Search for computers)
Windows Logo+F1 (Display Windows Help)
Windows Logo+ L (Lock the keyboard)
Windows Logo+R (Open the Run dialog box)
Windows Logo+U (Open Utility Manager)


Accessibility keyboard shortcuts

Right SHIFT for eight seconds (Switch FilterKeys either on or off)
Left ALT+left SHIFT+PRINT SCREEN (Switch High Contrast either on or off)
Left ALT+left SHIFT+NUM LOCK (Switch the MouseKeys either on or off)
SHIFT five times (Switch the StickyKeys either on or off)
NUM LOCK for five seconds (Switch the ToggleKeys either on or off)
Windows Logo +U (Open Utility Manager)


Windows Explorer keyboard shortcuts

END (Display the bottom of the active window)
HOME (Display the top of the active window)
NUM LOCK+Asterisk sign (*) (Display all of the subfolders that are under the selected folder)
NUM LOCK+Plus sign (+) (Display the contents of the selected folder)
NUM LOCK+Minus sign (-) (Collapse the selected folder)
LEFT ARROW (Collapse the current selection if it is expanded, or select the parent folder)
RIGHT ARROW (Display the current selection if it is collapsed, or select the first subfolder)



Shortcut keys for Character Map

After you double-click a character on the grid of characters, you can move through the grid by using the keyboard shortcuts
RIGHT ARROW (Move to the right or to the beginning of the next line)
LEFT ARROW (Move to the left or to the end of the previous line)
UP ARROW (Move up one row)
DOWN ARROW (Move down one row)
PAGE UP (Move up one screen at a time)
PAGE DOWN (Move down one screen at a time)
HOME (Move to the beginning of the line)
END (Move to the end of the line)
CTRL+HOME (Move to the first character)
CTRL+END (Move to the last character)
SPACEBAR (Switch between Enlarged and Normal mode when a character is selected)


Microsoft Management Console (MMC) main window keyboard shortcuts

CTRL+O (Open a saved console)
CTRL+N (Open a new console)
CTRL+S (Save the open console)
CTRL+M (Add or remove a console item)
CTRL+W (Open a new window)
F5 key (Update the content of all console windows)
ALT+SPACEBAR (Display the MMC window menu)
ALT+F4 (Close the console) • ALT+A (Display the Action menu)
ALT+V (Display the View menu)
ALT+F (Display the File menu)
ALT+O (Display the Favorites menu)


MMC console window keyboard shortcuts

CTRL+P (Print the current page or active pane)
ALT+Minus sign (-) (Display the window menu for the active console window)
SHIFT+F10 (Display the Action shortcut menu for the selected item)
F1 key (Open the Help topic, if any, for the selected item)
F5 key (Update the content of all console windows)
CTRL+F10 (Maximize the active console window)
CTRL+F5 (Restore the active console window)
ALT+ENTER (Display the Properties dialog box, if any, for the selected item)
F2 key (Rename the selected item)
CTRL+F4 (Close the active console window. When a console has only one console window, this shortcut closes the console)


Remote desktop connection navigation

CTRL+ALT+END (Open the Microsoft Windows NT Security dialog box)
ALT+PAGE UP (Switch between programs from left to right)
ALT+PAGE DOWN (Switch between programs from right to left)
ALT+INSERT (Cycle through the programs in most recently used order)
ALT+HOME (Display the Start menu)
CTRL+ALT+BREAK (Switch the client computer between a window and a full screen)
ALT+DELETE (Display the Windows menu)
CTRL+ALT+Minus sign (-) (Place a snapshot of the entire client window area on the Terminal server clipboard and provide the same functionality as pressing ALT+PRINT SCREEN on a local computer.)
CTRL+ALT+Plus sign (+) (Place a snapshot of the active window in the client on the Terminal server clipboard and provide the same functionality as pressing PRINT SCREEN on a local computer.)



Microsoft Internet Explorer navigation

CTRL+B (Open the Organize Favorites dialog box)
CTRL+E (Open the Search bar)
CTRL+F (Start the Find utility)
CTRL+H (Open the History bar)
CTRL+I (Open the Favorites bar)
CTRL+L (Open the Open dialog box)
CTRL+N (Start another instance of the browser with the same Web address)
CTRL+O (Open the Open dialog box, the same as CTRL+L)
CTRL+R (Update the current Web page)
CTRL+ CTRL+P (Open the Print dialog box)
W (Close the current window)


Note :- Some keyboard shortcuts may not work if StickyKeys is turned on in Accessibility Options, Some of the Terminal Services client shortcuts that are similar to the shortcuts in Remote Desktop Sharing are not available when you use Remote Assistance in Windows XP Home Edition.

Creating Your Own Shortcuts in Windows



With as many shortcut keys as Windows has, there are bound to be some functions you use on a daily basis that don’t have a convenient shortcut. Fortunately, you can create your own. Go to the Start orb and find an application for which you want to create the shortcut (let’s say Notepad, for example).

Right-click the application and then select Properties. On the shortcut tab (shown in Figure), you can select the Shortcut key box and type the shortcut key you want to use to activate the application. You might, at times, have difficulties changing these shortcuts depending on how programs are installed on your system or whether you are on a network.

This is because Vista’s User Account Control (UAC) might stop you from assigning shortcuts to items on the Start menu you didn’t personally create. The reason for this is that these items might exist in the All Users folders and you aren’t the owner of those programs; therefore, you don’t have the right to change the shortcuts for these applications. Granted, you could disable UAC if you knew how and had the rights. But if you do have the right, there’s also a less drastic measure you can take that doesn’t compromise your system’s security.

Open Windows Explorer with your administrative account (click Start, Programs, Accessories, and then right-click Windows Explorer and select Run as Administrator). From here, you can find your way to the Start menu programs, right-click the program, go to Properties, and then change the shortcut from there. Another option if you are having problems with shortcuts is to find the executable for the application for which you want to establish the shortcut key. Right-click the application icon, select Send, and then choose the option to send it to the desktop as a shortcut.

Because you created this specific shortcut, you can right-click, open its Properties, and then enter whatever shortcut key you like. It’s yours so you own it and can work with it without UAC getting involved.




Note:- It might initially look like you aren’t able to change the shortcut because nothing happens when you put the cursor in the box, but after you type the keys you want to use for the shortcut, it should update the box.

Note:- The Start menu for all users is located as C:\ProgramData\Microsoft\Windows\Start Menu with the ProgramData folder being hidden by default as a system folder. For the current user you can look under c:\users\\appdata\roaming\microsoft\windows\Start menu.

Strategies for conserving battery power


Have you ever run out of battery power on your mobile PC during a meeting or a class? Have you worried about running out of power while waiting to meet with a client? Have you asked yourself how much longer your battery will last? Sufficient battery life is a persistent challenge for mobile PC users. Microsoft Windows XP, though, offers several ways to help maximize the battery life of your mobile computer.
In this article, I'll discuss how to take advantage of Windows settings to manage power more efficiently. I'll also introduce some non-software related tips that you can use to extend battery life.

Optimize your power settings

The display and hard disk on your mobile PC are the two biggest consumers of battery power. By customizing the existing power schemes in Windows XP you can extend your battery life. Windows XP provides a number of power schemes, which are predefined collections of settings designed for different environments and circumstances.
Windows includes two power schemes that were created specifically for mobile PCs.

  • The Portable/Laptop power scheme minimizes the use of power to conserve your battery, but adjusts to your processing needs so that the system speed is not sacrificed.


  • The Max Battery power scheme minimizes power use but does not adjust as your processing demands change. You should use Max Battery only in situations that require minimal processing, such as reading documents and taking notes in a meeting.

To use a power scheme designed to maximize battery life:

  1. Click Start, and then click Control Panel.


  2. In Control Panel, verify that you're in Category view, and then click Performance and Maintenance.


  3. In the Performance and Maintenance window, click Power Options.


  4. On the Power Schemes tab of the Power Options Properties dialog box, click the arrow under Power schemes, and then click Max Battery.


  5. Click OK.

You can also create a custom power scheme to suit your specific needs. You can create as many custom power schemes as you want.

Take advantage of low-power states

Windows XP provides two battery-saving sleep states: standby (which is like snoozing) and hibernation (which is like deep sleep).
Standby
In standby, your display and hard disk turn off, and all open programs and files are saved in random access memory (RAM)?your computer's temporary memory—rather than to the hard disk. Information stored in RAM is cleared when the computer turns off, so it's a good idea to save your work before placing your system in standby mode. Otherwise, you may lose data if you lose power, you swap batteries, or your system crashes.
Standby is particularly useful when you're using your mobile PC intermittently during the day. For example, when driving between clients' offices during the day, put your computer on Standby to maximize the life of your battery and maintain quick access to open programs, files, and documents.
In standby, your battery consumes only a small amount of power. When you want to use your computer again, it wakes up quickly, and your desktop is restored exactly as you left it.
To put your computer on standby:

  1. Click Start, and then click Control Panel.


  2. In Control Panel, verify that you're in Category view, and then click Performance and Maintenance.


  3. In the Performance and Maintenance window, click Power Options.


  4. In the Power Options Properties dialog box, click the Advanced tab.


  5. Under Power buttons, click the arrow, and then click Standby.


  6. Click OK.

Hibernation
In hibernation, your computer saves everything to your hard disk and then shuts down. When you restart the computer, your desktop is restored exactly as you left it. Hibernation uses less power than standby, but it takes a bit longer to resume.
To manually put your computer in hibernation:

  1. Click Start, and then click Control Panel.


  2. In Control Panel, verify that you're in Category view, and then click Performance and Maintenance.


  3. In the Performance and Maintenance window, click Power Options.


  4. In the Power Options Properties dialog box, click the Hibernate tab.


  5. Under Hibernate, select the Enable hibernation check box.


  6. Click OK.

Adjust screen brightness

You can also conserve battery by reducing the screen brightness. To adjust your screen brightness, refer to the instructions from your mobile PC manufacturer. Every computer is slightly different, but you can usually use a combination of keys, a function key, or a software tool to dim the screen.
Even better than dimming the screen is blanking it completely when you're not using your computer. You can further minimize power consumption by reducing the amount of time the computer is idle before the screen goes blank.

Turn off wireless

Another significant drain on your battery power is your wireless card. You should turn off your wireless device when you're using your mobile PC but are not connected to a wireless network. You can either remove your Wi-Fi card or press the manual hardware button on your computer if you're using a Centrino-based mobile PC. Refer to the instructions from your mobile PC manufacturer to learn where the manual hardware button is.

Additional power saving tips

In addition to adjusting power settings to maximize battery life, consider the following tips to minimize power consumption when you're away from electrical outlets.

  • Turn off scheduled tasks. If you use scheduled tasks to run programs or scripts, or if you schedule other tasks to occur automatically at a preset time, specify that these tasks won't be performed when the computer is running on battery power.


  • Keep the use of tools in the notification bar to a minimum. Try to minimize your CPU's usage. Look at the notification area of the taskbar and close any tools (or utilities) that are not necessary. Often, these tools are installed on the computer when you first receive it. The notification bar, shown below, is on the bottom right of your computer desktop.
    Image with tools in a notification bar

  • Limit power-intensive activities. Avoid watching a DVD or playing online games on your mobile PC when you need to conserve battery power.


  • Add memory. You can minimize the reliance of Windows on virtual memory and reduce power consumption by adding memory to your mobile PC.


  • Carry at least one spare battery. Buying an extra battery is a good investment for your peace of mind. Battery prices vary widely. You can significantly increase the power available to you if you're willing to splurge a little. Contact the manufacturer of your mobile PC to find a replacement battery.


  • Charge your battery often. When you're on the road, be sure to carry a power cord and plug your computer in whenever you have the chance.


  • Completely drain nickel-based batteries. If you're using an older laptop (at least 3 years old) with a nickel hydride battery, be sure to completely drain it and recharge it monthly to ensure that it will hold its charge. Most newer mobile PCs use lithium ion batteries, which don't need to be drained to maximize their capacity.

By adjusting your mobile PC settings to conserve battery power and by implementing these tips, you can relieve the stress and inconvenience of running out of battery power.

Online Provident Fund Tracking - ( EPF )


The Employees' Provident Fund Organisation (EPFO), of India is a state sponsored compulsory contributory pension and insurance scheme. It is one of the largest social security organisations in the world in terms of members and volume of financial transactions undertaken.

The EPFO has the dual role of being the service provider to the members as well as the enforcement agency to oversee the implementation of the EPF& MP Act throughout the country. To this end the Commissioners of the Organisation are vested with vast powers under the statute conferring quasi- judicial authority for search and seizure of records, assessment of financial liability on the employer, levy of damages, attachment and auction of a defaulter's property, prosecution and arrest and detention in civil prison.

Administratively, the Organisation is Organised into 10 zones at Hyderabad, Bangalore, Kanpur, Ahmedabad, Faridabad, Chandigarh, Delhi, Mumbai, Kolkata and Chennai each of which is headed by an Additional Central Provident Fund Commissioner. The zones are divided into Regions headed by Regional PF Commissioners which are further sub- divided into Sub- Regions headed by junior grade Regional PF Commissioners, below them are the Assistant Commissioners. The Assistant Commissioners are the frontline officers of the organisation. Most of the districts in the country have small district offices where an Enforcement Officer is stationed to inspect the local establishments and attend to member/ employer grievances.

The total manpower of the EPFO is at present almost 20000 including all levels. The Commissioner cadre numbering 650 are recruited directly, competitively, through the Union Public Service Commission of India as well as through promotion from lower ranks. Subordinate Officers (Enforcement Officers/ Accounts Officers) are also recruited directly in addition to promotion from the staff cadre of social security assistants.

View the Status of Your Claim

Online PF Tracking Click here

EMPLOYEE'S PENSION SCHEME, 1995


(Updated as on 01.10.2008) THE EMPLOYEE'S PENSION SCHEME, 1995 In exercise of the powers conferred by Section 6A of the Employees' Provident Funds and Miscellaneous Provisions Act, 1952 (19 of 1952), the Central Government hereby makes the following Scheme, namely:- 1. Short title, commencement and application (1) This Scheme may be called the Employees' Pension Scheme, 1995; (2) (a) This Scheme shall come into force on 16th day of November, 1995; (b) Subject to the provisions of this Scheme the employees have an option to become the members of the Scheme with effect from the 1st April, 1993 ; (3) Subject to the provisions of Section 16 of the Employees' Provident Funds and Miscellaneous Provisions Act, 1952, this Scheme shall apply to the employees of all factories and other establishments to which the Employees' Provident Funds and Miscellaneous Provisions Act, 1952 applies or is applied under sub-section (3) or sub-section (4) of Section 1 or Section 3 thereof. 2. Definitions (1) In this Scheme unless the context otherwise requires :-- (i) "Act" means the Employees' Provident Funds and Miscellaneous Provisions Act, 1952 (19 of 1952) ; (ii) "actual service" means the aggregate of periods of service rendered from the 16th November, 1995 or from the date of joining any establishment whichever is later to the date of exit from the employment of the establishment covered under the Act; (iii) "Commissioner" means a Commissioner for Employees' Provident Funds appointed under Section 5D of the Act ; (iv) "contributory service" means the period of 'actual service' rendered by a member for which the contributions to the fund have been 1[received or are receivable] ; 1. Subs. by G.S.R 134 dated 28th February 1996, for the word "received" (w.e.f 16th March 1996) (v) "eligible member" means an employee who is eligible to join the "Employees' Pension Scheme"; (vi) "Existing Member" means an existing employee who is a "Member of the Employees' Family Pension Scheme, 1971"; (vii) "Family" means (i) wife in the case of male member of the Employees' Pension Fund; (ii) husband in the case of a female member of the Employees' Pension Fund ; and (iii) sons and 2[***] daughters of a member of the Employees' Pension Fund ; 2. The word "unmarried" omitted, ibid (w.e.f. 16 th March, 1996) Explanation. The expression "sons" and "daughters" shall include children 3[legally adopted by the member] 3. Subs. Ibid., for "adopted by the member legally before death in service" (w.e.f. 16th March, 1996) (viii) "Pension" means the pension payable under the Employees' Pension Scheme and also includes the family pension admissible and payable under the Employees' Family Pension Scheme, 1971 immediately preceding the commencement of the Employees' Pension Scheme, 1995 with effect from the 16th November, 1995. (ix) "Member" means an employee who becomes a member of the Employees' Pension Fund in accordance with the provisions of this Scheme. 4.["EXPLANATION - - An employee shall cease to be the member of Pension Fund from the date of attaining 58 years of age or from the date of vesting admissible benefits under the Scheme, whichever is earlier,"] 4. Inserted. by G.S.R. dated the 22nd February, 1999 (w.e.f 6.3.99) (x) "Non-Contributory Service" is the period of "actual service" rendered by a member for which no contribution to the "Employees' Pension Fund" has been 5[received or are receivable] 5. Subs. by G.S.R. 134 dated the 28th February, 1996, for the word "received" (w.e.f. 16th March,1996) (xi) "orphan" means a person, none of whose parents is alive 6[***].6. Certain words omitted, ibid. (w.e.f. 16th March, 1996). (xii) "past service" means the period of service rendered by an existing member from the date of joining Employees' Family Pension Fund till the 15th November, 1995. (xiii) "Pay" means basic wages, with dearness allowance, retaining allowance and cash value of food concessions admissible, if any. (xiv) "Pension Fund" means the Employees' Pension Fund set up under sub-section (2) of Section 6A of the Act. (xv) "pensionable service" means the service rendered by the member for which contributions have been 7[received or are receivable] 7. Subs. By G.S.R. 134 dated the 28th February 1996, (w.e.f. 16th March,1996). 8[(xvi)"permanent total disablement" means such disablement of permanent nature as incapacitates an employee for all work which he/she was capable of performing at the time of disablement, regardless whether such disablement is sustained in the course of employment or otherwise;] 8. Subs. By G.S.R. 134 dated the 28th February 1996, (w.e.f. 16th March,1996) (xvii) "Table" means Table appended to this Scheme. (xviii) The words and expressions defined in the Act but not defined in this Scheme shall have the same meaning as assigned to them in the Act. 3. Employees' Pension Fund. (1) From and out of the contributions payable by the employer in each month under Section 6 of the Act or under the rules of the Provident Fund of the establishment which is exempted either under clauses (a) and (b) of sub-section (1) of Section 17 of the Act or whose employees are exempted under either paragraph 27 or paragraph 27-A of the Employees' Provident Fund Scheme, 1952, a part of contribution representing 8.33 per cent of the Employee's pay shall be remitted by the employer to the Employees' Pension fund within 15 days of the close of every month by a separate bank draft or cheque on account of the Employees' Pension Fund contribution in such manner as may be specified in this behalf by the Commissioner. The cost of the remittance, if any, shall be borne by the employer. (2) The Central Government shall also contribute at the rate of 1.16 per cent of the pay of the members of the Employees' Pension Scheme and credit the contribution to the Employees' Pension Fund: Provided that where the pay of the member exceeds 1[rupees six thousand and five hundred] per month the contribution payable by the employer and the Central Government be limited to the amount payable on his pay of 9[rupees six thousand and five hundred] only 9. Subs. by G.S.R.383 (E) dated the 24.5.2001 (w.e.f. 1.6.2001). (3) Each contribution payable under sub-paragraphs (1) and (2) shall be calculated to the nearest rupee, fifty paise or more to be counted as the next higher rupee and fraction of a rupee less than fifty paise to be ignored. (4) The net assets of the Family Pension Scheme, 1971 shall vest in and stand transferred to the Employees' Pension Fund. 4. Payment of contribution (1) The employer shall pay the contribution payable to the Employees' Pension Fund in respect of 10[each member] of the Employees' Pension Fund employed by him directly or by or through a contractor. 10. Subs. by G.S.R.134 dated the 28th February, 96, for "the member" (w.e.f. 16th March, 1996) (2) It shall be the responsibility of the principal employer to pay the contributions payable to the Employees' Pension Fund by himself in respect of the employees directly employed by him and also in respect of the employees employed by or through a contractor. 11[ Provided that the Central Government shall pay the contribution payable to the Employees’ Pension Fund in respect of an employee who is a person with disability under the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995 (1 of 1996) and under the National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 (44 of 1999) respectively, up to a maximum period of three years from the date of commencement of membership of the Fund.] 11. Inserted by GSR No. 252(E) dated 31-3-2008(w.e.f. 1-4-2008) 5. Recovery of damages for default in payment of any contributions 12[(1) Where an employer makes default in the payment of any contribution to the Employees' Pension Fund, or in the payment of any charges payable under any other provisions of the Act or the Scheme, the Central Provident Fund Commissioner or such officer as may be authorised by the Central Government, by notification in the Official Gazette, in this behalf, may recover from the employer by way of penalty, damages at the rates given below :- - TABLE S.No. Period of default Rates of damages (Percentage of arrears per annum) (1) (2) (3) (a) Less than two months Five (b) Two months and above but less than four months Ten (c ) Four months and above but less than six months Fifteen (d) Six months and above Twenty Five ] 12. Substituted by GSR No. 688(E) dated 26-09-2008(w.e.f. 26-9-2008) (2) The damages shall be calculated to the nearest rupee, 50 paise or more to be counted as the nearest higher rupee and fraction of a rupee less than 50 paise to be ignored. 13[6. Membership of the Employees' Pension Scheme Subject to sub-paragraph (3) of paragraph 1, the Scheme shall apply to every employee -- (a) who on or after the 16th November, 1995, becomes a member of the Employees' Provident Fund Scheme, 1952, or of the Provident Funds of the factories and other establishments exempted by the appropriate Government under section 17 of the Act, or in whose case exemption has been granted under paragraph 27 or 27-A of the Employees' Provident Fund Scheme, 1952, from the date of such membership; (b) who has been a member of the ceased Employees' Family Pension Scheme, 1971 before the commencement of this Scheme from 16th November, 1995; (c) Who ceased to be a member of the Employees' Family Pension Scheme, 1971 between 1st April, 1993 and 15th November, 1995 and opts to exercise his option under Paragraph7; (d) who has been a member of the Employees' Provident fund or of Provident Funds of factories and other establishments exempted by the appropriate Government under section 17 of the Act or in whose case exemption has been granted under Paragraph 27 or 27A of the Employees' Provident Fund Scheme, 1952, on 15 th November, 1995 but not being a member of the ceased Employees' Family Pension Scheme, 1971 opts to exercise his option under paragraph 7]. 13. Subs. by G.S.R.134 dated 28th February, 1996 (w.e.f. 16th March, 1996) Explanation – An employee shall cease to be the member of Pension Fund from the date of attaining 58 years of age or from the date of vesting admissible benefits under the Scheme, whichever is earlier. 14.["6 A Retention of membership A member of the Employees' Pension Fund shall continue to be such member till he attains the age of 58 years or he avails the withdrawal benefit to which he is entitled under para 14 of the Scheme, or dies, or the pension is vested in him in terms of para 12 of the Scheme, whichever is earlier." ] 14. Inserted by G.S.R. dated 22nd February 1999 (w.e.f. 6.3.99) 15[ 7. Option for joining the Scheme-- (1) Members referred to under sub-para (c ) of Paragraph 6 who have died between 1st April, 1993 and 15th November, 1995 shall be deemed to have exercised the option of joining the Scheme on the date his death. (2) Members referred to in sub-paragraph (c ) of paragraph 6 who are alive shall have the option to join the Scheme as per the provisions of paragraph 17 from the date of exit from the employment. (3) Members referred to in sub-paragraph (d) of paragraph 6 shall have the option to join the Scheme as per the provisions of Paragraph 17 from 16th November, 1995.] 15. Subs. by G.S.R.134 dated the 28th February, 1996 (w.e.f 16th March, 1996) 8. Resolution of doubts. If any doubt arises whether an employee is entitled to become a member of the Employees' Pension Fund, the same shall be referred to the Regional Provident Fund Commissioner who shall decide the same: Provided that both the employer and the employee shall be heard before passing final order in the matter. 9. Determination of eligible service. The eligible service shall be determined as follows: (a) In the case of "new entrant" the "actual service" shall be treated as eligible service. The total actual service shall be rounded off to the nearest year. The fraction of service for six months or more shall be treated as one year and the service less than six months shall be ignored. Explanation. In the case of employees employed seasonally in any establishment the period of "actual service" in any year, notwithstanding that such service is less than a year shall be treated as a full year. (b) In the case of the "existing member" the aggregate of actual service and the 'past service' shall be treated as eligible service. Provided that if there is any period in the "past service" for which the contributions towards the Family Pension Scheme, 1971 has not been received, the said period shall count as eligible service only if the contributions thereof have been received in the Employees' Pension Fund. Explanation: For the purpose of this sub-paragraph the total past service for less than six months shall be ignored and the total past service for six months and above shall be rounded to a year. 10. Determination of Pensionable Service (1) The pensionable service of the member shall be determined with reference to the contributions 16[received or receivable] on his behalf in the Employees' Pension Fund. 16. Subs. by G.S.R. 134 dated the 28th February, 1996 for "received" (w.e.f. 16th March, 1996) (2) In the case of the member who superannuates on attaining the age of 58 years, and/or who has rendered 20 years pensionable service or more, his pensionable service shall be increased by adding a weightage of 2 years. 11. Determination of Pensionable Salary. (1) Pensionable salary shall be average monthly pay drawn 17[in any manner including on piece-rate basis] during the contributory period of service in the span of 12 months preceding the date of exit from the membership of the Employees' Pension Fund. 17. Ins. ibid (w.e.f. 16th March, 1996). 18 [" Provided that if a member was not in receipt of full pay during the period of twelve months preceding the day he ceased to be the member of Pension Fund, the average of previous 12 months full pay drawn by him during the period for which contribution to the pension fund was recovered, shall be taken into account as pensionable salary for calculating pension. ] 18. Inserted by G.S.R. 66 dated 22nd February, 1999 (w.e.f. 6.3.1999) (2) If during the said span of 12 months there are non-contributory periods of service including cases where the member has drawn salary for a part of the month, the total wages during the 12 months span shall be divided by the actual number of days for which salary has been drawn and the amount so derived shall be multiplied by 30 to work out the average monthly pay. (3) The maximum pensionable salary shall be limited to 19[Rupees six thousand and five hundred /Rs.6500/-] per month. 20[Provided that if at the option of the employer and employee, contribution paid on salary exceeding 21[Rupees six thousand and five hundred /Rs.6500/-] per month from the date of commencement of this Scheme or from the date salary exceeds 22[Rupees six thousand and five hundred /Rs.6500/-] whichever is later, and 8.33 per cent share of the employers thereof is remitted into the Pension Fund, pensionable salary shall be based on such higher salary.] 20. Inserted ibid w.e.f 16.3.96. 19 & 21 & 22 . Subs. By GSR 774 (E) dated the 8.10.2001 (w.e.f. 1.6.2001) 23[12. Monthly Member’s Pension. (1) A member shall be entitled to: - (a) superannuation pension if he has rendered eligible service of 10 years or more and retires on attaining the age of 58 years; (b) early pension, if he has rendered eligible service of 10 years or more and retires or otherwise ceases to be in the employment before attaining the age of 58 years; (2) In the case of a new entrant the amount of monthly superannuation pension or early pension, as the case may be, shall be computed in accordance with the following factors, namely: - Monthly member’s pension = Pensionable salary X Pensionable service -------------------------------------------------- 70 (3) In the case of an existing member in respect of whom the date of commencement of pension is after 16th November, 2005: (i) Superannuation/early pension shall be equal to the aggregate of: - (a) Pension as determined under sub-paragraph (2) for the period of Pensionable service rendered from the 16th November, 1995 or Rs 635/- per month whichever is more; (b) Past service pension shall be as given below: - The past service pension payable on completion of 58 years of age on 16.11.95 Years of Past Service Salary upto Rs.2500/- per month Salary more than Rs.2500/- per month S.No. (1) (2) (3) (i) Upto 11 years 80 85 (ii) More than 11 years but upto 15 years 95 105 (iii) More than 15 years but less than 20 years 120 135 (iv) Beyond 20 years 150 170 The amount under column (2) or column (3) above, as the case may be shall be multiplied by the factor given in Table B corresponding to the period between 16-11-95 and the date of exit to arrive at past service pension payable. (ii) The aggregate of (a) and (b) calculated as above shall be subject to a minimum of Rs. 800/- per month provided the eligible service is 24 years. Provided further if it is less than 24 years, the pension as computed above shall be reduced proportionately subject to a minimum of Rs. 450/- per month (4) In the case of an existing member and in respect of whom the date of commencement of pension is between 16th November, 2000 and 16th November, 2005 (i) the superannuation/early pension shall be equal to the aggregate of : - (a) pension as determined under sub-paragraph (2) for the period of service rendered from the 16th November, 1995 or Rs. 438/- per month whichever is more ; (b) past service pension as provided in sub-paragraph (3) (ii) The aggregate of (a) and (b) calculated as above shall be subject to a minimum of Rs. 600/- per month provided the eligible service is 24 years. Provided further that if it is less than 24 years the pension shall be proportionately less subject to the minimum of Rs. 325/- per month. (5) In the case of an existing member and in respect of whom the date of commencement of pension is before 16th November 2000 (i) the superannuation/early pension shall be equal to the aggregate of : (a) pension as determined under sub-paragraph (2) for the period of service rendered from the 16th November, 1995 per month or Rs.335/- per month whichever is more. (b) past service pension as provided in sub-paragraph (3) (ii) The aggregate of (a) and (b) calculated as above shall be subject to the minimum of Rs. 500/- per month, provided the eligible service is 24 years. Provided further that if it is less than 24 years the pension shall be proportionately lesser but subject to the minimum of Rs. 265/- per month. (6) Except as otherwise expressly provided hereinafter the monthly members pension under sub-paragraphs (2) to (5) mentioned herein above, as the case may be, shall be payable from a date immediately following the date of completion of 58 years of age notwithstanding that the member has retired or ceased to be in the employment before that date. (7) A member, if he so desires, may be allowed to draw an early pension from a date earlier than 58 years of age but not earlier than 50 years of age. In such cases, the amount of pension shall be reduced at the rate of 24[four per cent] for every year the age falls short of 58 years] . 23. Subs. by G.S.R. 431(E), dated the 15.6.2007 (w.e.f. 16.11.1995), 24. Substituted instead of three percent vide GSR 688(E), dated 26.9.2008 (w.e.f. 26.9.2008) (8) If a member ceases to be in the employment by way of retirement or otherwise earlier than the date of superannuation from which pension can be drawn, the member may, on his option, either be paid pension as admissible under this Scheme on attaining the age exceeding 50 years or he may be issued a scheme certificate by the Commissioner indicating the pensionable service, the pensionable salary and the amount of pension due on the date of exit from the employment. If he/she is subsequently employed in an establishment coverable under this Scheme, his/her earlier service as per the scheme certificate shall be reckoned for pension along with the fresh spell of pensionable service. The member postponing the commencement of payment of pension under this paragraph shall also entitled to additional relief sanctioned under this Scheme from time to time: Provided that if the member does not take up an employment coverable under this Scheme, but dies before attaining the age of 58 years, the amount of contributions received in his case shall be converted into a monthly widow pension/children pension. The widow pension in such cases shall be calculated at the scale laid down in Table 'C' and the children pension at 25 per cent thereof for each child (upto two). If there is no widow then the orphan pension shall be payable at the rate of 75 per cent of the amount which would have been payable as a widow pension subject to the provisions of the paragraph 16. 25[12A. * * *] 25. Deleted vide GSR 688(E), dated 26.9.2008 (w.e.f. 26.9.2008) 26[13. * * *] 26. Deleted vide GSR 688(E), dated 26.9.2008 (w.e.f. 26.9.2008) 14. Benefits on leaving service before being eligible for monthly members pension. (1) If a member has not rendered the eligible service prescribed in paragraph 27[9] on the date of exit, or on attaining 58 years of age whichever is earlier, he/she shall be entitled to a withdrawal benefit as laid down in Table 'D' or may opt to receive the scheme certificate provided on the date he/she has not attained the 58 years of age: 27. Subs. by G.S.R. 134, dated the 28th February, 1996 (w.e.f 16th March 1996). Provided that an existing member shall receive additional return of contributions for his/her past service under the Employees' Family Pension Scheme, 1971 computed as withdrawal-cum-retirement benefits as per Table 'A' multiplied by the factor given in Table 'B'. 15. Benefits on permanent and total disablement during the service (1) A member, who is permanently and totally disabled during the employment shall be entitled to pension as admissible under sub-paragraph (2) to (5) of paragraph 12 as the case may be subject to a minimum of Rs. 250/- per month notwithstanding the fact that he/she has not rendered the pensionable service entitling him/her to pension under paragraph 12 provided that she/he has made at least one month's contribution to the Pension Fund. (2) The monthly member's pension in such cases shall be payable from the date following the date of permanent total disablement and shall be tenable for the life-time of the member. (3) A member applying for benefits under this paragraph shall be required to undergo such medical examination as may be prescribed by the Central Board to determine whether or not he or she is permanently and totally unfit for the employment which he or she was doing at the time of such disablement. 16. Benefits to the family on the death of a member (1) 28[Pension to the family] shall be admissible from the date following the date of death of the member if the member dies .. (a) while in service, provided that at least one month's contribution has been paid into the Employees' Pension Fund, or (b) after the date of exit but before attaining the age of 58, from the employment having rendered service entitling him/her to monthly member's pension but 1[before the commencement of pension payment or] (c) after commencement of payment of the monthly member's pension Note:- The cases where a member has rendered less than 10 years eligible service on the date of exit but has retained the membership of the Pension Fund, and dies before attaining the ge of 58 years, shall be regulated under sub-paragraph (8) of paragraph 12. 28. Subs. by G.S.R. 134 dated the 28th February, 1996 (w.e.f. 16th March 1996). (2) (a) The monthly widow pension shall be :-- (i) in the cases covered by clause (a) of sub-paragraph (1), equal to the monthly members pension which would have been admissible as if the member had retired on the date of death or Rs 450/- or the amount indicated in Table 'C' whichever is more. (ii) in the cases covered by clause (b) of sub-paragraph (1), equal to the monthly members pension which would have been admissible as if the member had retired on the date of exit or 29[Rs. 450/- per month] or the amount indicated in Table 'C' whichever is more. (iii) in the cases covered by clause (c ) of sub-paragraph (1), equal to 50 per cent of the monthly members pension payable to the member on the date of his death subject to a minimum of 29[Rs. 450/- per month.] 29. Subs. by G.S.R. dated 12th January, 2000 30[(iv) in all the cases, where the amount of family pension sanctioned under the Ceased Family Pension Scheme, 1971 and is paid/payable under this scheme is less than Rs. 450/- per month, the amount of family pension in such cases shall be enhanced to Rs. 450/- per month.]30. Ins. Ibid. (w.e.f. 29.1.2000) (b) the monthly widow pension shall be payable upto the date of death of the widow or remarriage whichever is earlier. Note:- In cases where there are 2 or more widows, family pension shall be payable to the eldest surviving widow. On her death it shall be payable to the next surviving widow, if any. The term "eldest" would mean seniority with reference to the date of marriage. (3) Monthly children pension : - - (a) If there are any surviving children of the deceased member, falling within a definition of family, they shall be entitled to a monthly children pension in addition to the monthly widow/widower pension. (b) Monthly children pension for each child shall be equal to 25 per cent of the amount admissible to the widow/widower of the deceased member as monthly widow pension payable under sub-paragraph (2) (a) (i) provided that minimum monthly children pension for each child of the deceased member shall not be less than 31[Rs. 150/- per month.] 31. Subs. by G.S.R dated 12th January 2000 32[(c ) Monthly children pension shall be payable until the child attains the age of 25 years.] 32. Subs. by G.S.R. 134, dated the 28th February, 1996 (w.e.f. 16th March, 1996). (d ) The monthly children pension shall be admissible to maximum of two children at a time and will run from the oldest to the youngest child in that order. 33 [ "(e) If a member dies leaving behind a family having son or daughter who is permanently and totally disabled such son or daughter shall be entitled to payment of monthly children pension or orphan pension, as the case may be, irrespective of age and number of children in the family in addition to the pension provided under clause (d)".] 33. Inserted by G.S.R. 66 dated 22nd February, 1999 (w.e.f. 6.3.99) (4) (a) If the deceased member is not survived by any widow but is survived by children falling within the definition of family or if the widow pension is not payable, the children shall be entitled to a monthly orphan pension equal to 75 per cent of the amount of the monthly widow pension as payable under sub-paragraph (2) (a) (i) provided that minimum monthly orphan pension for each orphan shall not be less than 34[Rs. 250/- per month.] 34. Subs. by G.S.R 41 dated 12th January 2000 (w.e.f.29.1.2000) (b) In the event of death or remarriage of the widow/widower after sanctioning of widow/widower pension the children shall be entitled in lieu of the monthly children pension, to a monthly orphan pension from the date following the date of death/remarriage of the widow/widower. 35](c ) The monthly orphan pension shall be admissible to a maximum of 2 orphans at a time and shall run in order from the oldest to the youngest orphan.] 35. Ins. by G.S.R. 134, dated the 28th February, 1996 (w.e.f 16th March 1996). (5) (a) A member who is not married or who does not have any living spouse and/or an eligible child may nominate a person to receive benefits as laid down hereinafter provided that in the event of his/her acquiring a family subsequently, the nomination so made shall become void. In the event of death of the member such a nominee shall be entitled to receive a monthly pension equal to the monthly widow pension, as admissible under sub-clauses (I) and (ii) of clause (a) of sub-paragraph (2). 36[ (aa) If a member dies leaving behind no spouse and/or an eligible child falling within the definition of family and no nomination by such deceased member exists, the widow pension shall be paid under sub-clauses (I) and (ii) of clause (a) of sub-paragraph 2 either to dependent father or dependent mother as the case may be. On grant of Pension to such dependant father and in the event of death of the father pensioner, the admissible pension shall be extended to the surviving mother life long]36. Inserted by G.S.R.66 dated 22nd February, 1999. (w.e.f 6.3.99) (b) If the deceased member had not rendered pensionable service on the date of exit from the employment which would have made him entitled to a monthly members pension under paragraph 12, but had opted to retain the membership of this Scheme under sub-paragraph (8) of paragraph 12, the 37[nominee or the dependant father or the dependant mother as the case may be ] shall be entitled to return of capital as provided in sub-paragraph (1) of paragraph 13. 37. Sub. by G.S.R dated 22nd February, 1999 (w.e.f 6.3.99) 38[16A. Guarantee of pensionary benefits None of the pensionary benefits under the Scheme shall be denied to any member or beneficiary for want of compliance of the requirement by the employer under sub-paragraph (1) of paragraph 3 provided, however, that the employer shall not be absolved of his liabilities under the Scheme.] 38. Inserted by G.S.R. 134 dated the 28th February 96 (w.e.f. 16th March 1996) 39[17. Payments on exercise of option (1) Beneficiaries of the deceased members of Employees' Family Pension Scheme, referred to in sub-para (1) of paragraph 7, shall receive higher of the benefits available under the Employees' Family Pension Scheme, 1971 and under this Scheme. (2) Members referred to in sub-paragraph (2) of paragraph 7 shall have the option to join the Scheme by returning the amount of withdrawal benefit received, if any, together with interest at the rate of 8.5% per annum from the date of payment of such withdrawal benefit and date of exercise of the option, to receive monthly pension as per the provisions of this Scheme. (3) Members referred to in sub-paragraph (3) of paragraph 7 shall be deemed to have joined the ceased Employees' Family Pension Scheme, 1971, with effect from 1.3.1971 on remittance of past period contribution with interest thereon.] 39. Subs. by G.S.R. 134, dated the 28th February, 1996 (w.e.f 16th March, 1996) 40[17A. Payment of Pension The claims, complete in all respects submitted along with the requisite documents shall be settled and benefit amount paid to the beneficiaries within thirty days from the date of its receipt by the Commissioner. If there is any deficiency in the claim, the same shall be recorded in writing and communicated to the applicant within thirty days from the date of receipt of such application. In case the Commissioner fails without sufficient cause to settle a claim complete in all respects within thirty days, the Commissioner shall be liable for the delay beyond the said period and penal interest at the rate of 12 per cent per annum may be charged on the benefit amount and the same may be deducted from the salary of the Commissioner.] 40. Ins. by GSR 376 dated the 27th October, 1997 (w.e.f. 8th November 1997) 18. Particulars to be supplied by the employees already employed at the time of commencement of the Employees' Pension Scheme Every person who is entitled to become a member of the Employees' Pension Fund shall be asked forthwith by his employer to furnish and that person shall, on such demand, furnish to him for communication to the Commissioner particulars concerning himself and his family in the form prescribed by the Central Provident Fund Commissioner. 19. Preparation of Contribution Cards The employer shall prepare an Employees' Pension Fund Contribution Card in respect of each employee who has become a member of the Employees' Pension Fund. 20. Duties of Employers. (1) Every employer shall send to the Commissioner within three months of the commencement of this Scheme, a consolidated return of the employees entitled to become members of the Employees' Pension Fund showing the basic wage, retaining allowance, if any, and dearness allowance including the cash value of any food concession paid to each of such employees; Provided that if there is no employee who is entitled to become a member of the Employees' Pension Fund, the employer shall send a "Nil" return. (2) Every employer shall send to the Commissioner within fifteen days of the close of each month a return in respect of the employees leaving service of the employer during the preceding month. Provided that if there is no employee leaving service of the employer during the preceding month the employer shall send a "NIL" return. (3) Every employer shall maintain such accounts in relation to the amounts contributed by him to the Employees' Pension Fund as the Central Board may, from time to time, direct and it shall be the duty of every employer to assist the Central Board in making such payments from the Employees' Pension Fund to his employees as are sanctioned by or under the authority of the Central Board. (4) Notwithstanding anything contained in this paragraph, the Central Board may issue such directions to the employers generally, s it may consider necessary or expedient, for the purpose of implementing the Scheme, and it shall be the duty of every employer to carry out such directions. 21. Employer to furnish particulars of ownership. Every employer in relation to a factory or other establishment to which the Act applies or is applied hereafter shall furnish to the Commissioner particulars of all the branches and departments, owners, occupiers, directors, partners, managers or any other person or persons who have the ultimate control over the affairs of such factory or establishment and also send intimation of any change in such particulars, within fifteen days of such change, to the Commissioner by registered post. 22. Duties of contractors Every contractor shall, within seven days of the close of every month, submit to the principal employer a statement showing the particulars in respect of employees employed by or through him in respect of whom contributions to the Employees' Pension Fund are payable and shall also furnish to him such information as the principal employer is required to furnish under the provisions of this Scheme to the Commissioner. 23. Allotment of Account 41[Numbers] 41. Subs. by G.S.R 134, dated the 28th February, 1996 (w.e.f 16th March, 1996) (1) For purposes of this Scheme, where the member has already been allotted or is allotted hereafter an account number under the Employees' Provident Fund Scheme, 1952, he shall retain the same account number. (2) In the case of employees of the establishments exempted from the Employees' Provident Fund Scheme, 1952, under Section 17 of the Act, who are members of the Employees' Family Pension Fund the account number already allotted shall be retained by them. (3) In the case of employees of the establishments exempted from the Employees' Provident Fund Scheme, 1952, under Section 17 of the Act, who are not members of the Employees' Family Pension Fund but opt to become members of the Employees' Pension Fund and in case of new employees of such establishments, fresh account numbers shall be allotted by the Commissioner. 24. Declaration by persons taking up employment after the Fund has been established The employer shall before taking any person into employment, ask him, her to state in writing whether or not he is a member of the Employees' Pension Fund and, if he/she is, also ask him/her to furnish a copy of the Scheme Certificate issued by the Commissioner to him/her in respect of the past employment in terms of paragraph 12 as the case may be. If the person concerned was not in employment previously or had availed of return of contribution in respect of his/her previous employment, he/she shall, on demand by the employer, furnish to him, for communication to the Commissioner particulars concerning him/herself and his/her family in the Form prescribed by the Central Provident Fund Commissioner. 42[Provided that if such person is a person with disability, the aforesaid Form shall further contain such particulars as are necessary for such person.] 42. Inserted by GSR No. 252(E) dated 31-3-2008(w.e.f. 1-4-2008) 25. Employees' Pension Fund Account The account called the "Employees' Pension Fund Account" shall be opened by the Commissioner in such manner as may be specified by the Central Board with the approval of Central Government. 26. Investment of the Employees' Pension Fund (1) All moneys accruing to Employees' Pension Fund Account except the contributions of the Central Government shall be invested in accordance with the provisions of paragraph 52 of the Employees' Provident Funds Scheme, 1952. (2) Net assets of the Family Pension Fund as on the 16.11.95 shall merge in the Pension Fund and remain invested in the Public Account of the Government of India. The future Central Government's contribution accruing to the Pension fund from 17th November, 1995 onwards shall also be invested in the Public Account of the Government of India. 27. Disposal of the Fund (1) Subject to the provisions of the Act and this Scheme, the Fund shall not, except with the prior sanction of the Central Government be expended for any purpose other than the payments envisaged in this Scheme, for continued payment of Family Pension, life assurance benefit and retirement-cum-withdrawal benefits sanctioned under the Employees' Family Pension Scheme, 1971, prior to the date of introduction of this Scheme or which may be sanctioned under that Scheme after the 16th November, 1995 in respect of cases arising before that date. 43[(2) All administrative expenses shall be met from the ‘Central Administration Account’ as specified in paragraph 49 of the Employees’ Provident Funds Scheme, 1952. However, the cost of remittance of Pension shall be charged on the Pension Fund] 43. substituted by GSR 3 dated 29.12.2006 28. 44 [Omitted] 44. substituted by GSR 3 dated 29.12.2006 29. Forms of Accounts The accounts of the Employees' Pension Fund, as also the Employees' Pension Administration Account shall be maintained by the Commissioner in such form and in such manner as may be specified by the Central Board with the approval of the Central Government. 30. Audit The accounts of the Employees' Pension Fund including the administrative expenses incurred in running this Scheme shall be audited in accordance with the instructions issued by the Central Government in consultation with Comptroller and Auditor-General of India. 31. Rounding up of the Benefits All items of benefits shall be calculated to the nearest rupee, 50 paise or more to be counted as the next higher rupee and fraction of a rupee less than 50 paise shall be ignored. 32. Valuation of the Employees' Pension Fund and review of the rates of contributions and quantum of the pension and other benefits 45[(1) The Central Government shall have an annual valuation of the Employees' Pension Fund made by a Valuer appointed by it.] 45. Subs. by G.S.R. 134, dated the 28th February, 1996 (w.e.f 16th March 1996) (2) At any time, when the Employees' Pension Fund so permits the Central Government may alter the rate of contributions payable under this Scheme or the scale of any benefit admissible under this Scheme or the period for which such benefit may be given. 33. Disbursement of Pension and other benefits. 46[The Commissioner shall with the approval of the Central Board enter into arrangement for the disbursement of pension and other benefits under this Scheme with disbursing agencies like Post Offices or Nationalised Banks or Treasuries or Scheduled Commercial banks including Regional Rural banks or Co-operative Banks. The commission payable to the disbursing agencies and other charges incidental thereto shall be met as provided in paragraph 27 of this Scheme.] 46. Modified by GSR 746(E), dated the 27.9.2001 (w.e.f. 28.9.2001) 34. Registers, Records, etc. The Commissioner shall, with the approval of the Central Board, prescribe the registers and records to be maintained in respect of the employees, the form or design of any identity card, token or disc for the purpose of identifying any employee or his nominee or a member of a family entitled to receive the pension and such other forms/formalities as have to be completed in connection with the grant of pension and other benefits or for the continuance thereof subject to such periodical verification as may be considered necessary. 35. Power to issue directions. The Central Government may issue, such directions as may be deemed just and proper by it for resolving any difficulty in the disbursement of pension and other benefits or for resolving any difficulty in implementation of this Scheme. 36. Regional Committee. The Regional Committee set up under paragraph 4 of the Employees' Provident Fund Scheme, 1952, shall advise the Central Board, on such matters, in relation to the administration of this Scheme as the Central Board may refer to it from time to time and in particular, on - - (a) progress of recovery of contributions under this Scheme both from factories and establishment exempted under Section 17 of the Act and other factories and establishments covered under the Act. (b) expeditious disposal of prosecutions. (c) Speedy settlement of claims relating to pension and other benefits under this Scheme. 37. Annual Report. The Central Board shall cause to be included in the Annual Report on the working of the Scheme prepared under paragraph 74 of the Employees' Provident Fund Scheme, 1952, a report on the working of this Scheme during the previous financial year. 38. Application of the provisions of the Employees' Provident Fund Scheme, 1952. In regard to matters for which either there is no provision or there is inadequate provisions in this Scheme the corresponding provisions in the Employees' Provident Fund Scheme, 1952, shall apply. 47[39. Exemption from the operation of the Pension Scheme. The appropriate Government may grant exemption to any establishment or class of establishments from the operation of this Scheme, if the employees of the establishments are either members of any other pension scheme or proposed to be members of a pension scheme wherein the pensionary benefits are at par or more favourable than the benefits provided under this Scheme. Where exemption is granted to any establishment or class of establishments under this paragraph, withdrawal benefits available to the credit of the employees of such establishment(s) under the ceased Family Pension Scheme, 1971, shall be paid, subject to the consent of the employees, to the pension fund of the establishment(s) so exempted. An application for exemption under this paragraph shall be presented to the Regional Provident Fund Commissioner having jurisdiction by the establishment or class of establishments, together with a copy of the pension scheme of the establishment (s) and other relevant documents, as may be called for by him. On receipt of such an application, the Regional Provident Fund Commissioner shall scrutinise it, obtain the recommendations of the Central Provident Fund Commissioner and submit the same to the appropriate Government for decision, pending disposal of application for exemption under this paragraph employers' share of the contribution shall not be remitted to the pension fund as envisaged in sub-paragraph (1) of paragraph 3. An application for exemption presented under this paragraph shall be disposed of within a period of six months from the date of its receipt or such further time as may be extended for reasons to be recorded in writing. If the application for exemption is not disposed of within the period so specified, the exemption applied for shall be deemed to have been granted. Explanation. - - For the purpose of this paragraph, the period of six months will count from the date on which the application for exemption is given in compete form to the satisfaction of the Regional Provident Fund Commissioner.] 47. Subs. by G.S.R. 134, dated the 28th February, 1996 (w.e.f 16th March 1996) 48[39-A. Submission of Return.—The employer of the exempted establishment or class of establishments and/or the Board of Trustees of the exempted establishment or class of establishments shall submit a monthly return to the Commissioner in Form –1 FORM 1 (See paragraph 39 A) Monthly Return to be submitted by the exempted establishments/class of establishments/Board of Trustees. 1. DETAILS OF ESTABLISHMENT : (a) Name of the establishment with the full address : (b) Code No. allotted by the Employees Provident Fund Organization : 2. DETAILS OF EMPLOYEES (INCLUDE ALL BRANCHES/UNITS ETC.) : (a) No. of employees as at the end of : previous month (b) No. of employees who joined during the month : (c) No. of employees who left service during the month : (d) No. of employees as at the end of the month [(a) +(b) –(c)] : (e) Out of (d) above no. of excluded employees : (f) No. of Pension Fund members as at the end of the month [Please furnish the above mentioned details unitwise situated as different places. Attach separate sheet, if necessary] : 3 CONSTITUTION OF BOARD OF TRUSTEES : (a) Date on which the present Board was constituted : DD MM YYYY (b) Its term : YEARS (c) Total number of Trustees : (i) Employees’ Representatives : (ii) Employer’s Representatives : 4 WAGES, CONTRIBUTIONS ETC. (a) Amount of gross wages liable to Pension Contribution : Rs. (b) Rate of contribution to Pension Fund : % (c) Amount of Pension contribution to be transferred for the current month : Rs. (d) Amount of arrears due, if any, for transfer to the Board of Trustees at : Rs. the end of the previous month (e) Total of (c) & (d) : Rs. (f) Amount actually transferred to the Board of Trustees : Rs. (g) Balance due, if any, for transfer to the Board of Trustees [(e)-(f)] : Rs. (h) Whether the interest payable under Section 7Q of the Act for the belated transfer of Funds, if any, has been paid? : YES NO (i) Amount of interest still payable at the end of the month : Rs. 5 DETAILS OF PENSIONERS : (a) No. of Pensioners at the end of the month : (i) Member (Self) Pensioners : --Superannuation Pension : --Early Pension : --Disablement Pension : (ii) Spouse Pensioners : --Death in service : --Death away from service : --Death as pensioner : (iii) Children Pensioner : --Normal Children : --Disabled Children (Life-long pension) : (iv) Orphan Pensioner : (v) Nominee Pensioner : (vi) Dependent Parents Pensioner : (b) Total amount of Pension paid during the month : Rs. 6 DETAILS OF EXIT CASES (a) No. of Persons who have taken Withdrawal benefit during the month. : (b) Amount paid during the month No. of exit cases where Scheme certificate has been issued. : Rs. 7 DETAILS OF INVESTMENT (a) Amount lying invested in the Pension Fund in the beginning of the month : (b) Amount received during the month : (i) By away of Contribution from the employer Current month Arrears, if any : Rs. Rs. Rs. (ii) Encashment of matured securities/deposits : Rs. (iii) Interest/dividend on investments : Rs. (iv) Other transfer-in-cases : Rs. (v) Damages, if any : Rs. (vi) Interest on belated payments, if any : Rs. (vii) Miscellaneous, if any (Please specify) : Rs. (C) Payments made during the month : Rs. (d) Amount invested during the month : Rs. Securities --Central Government : Rs. --State Governments : Rs. --Others, if any : Rs. Deposits --Public Financial Institutions Banks : Rs. (e) Whether pattern of investment followed? : YES NO (f) If so, classify the percentage (i) Securities --Central Government : % --State Government : % --Others : % (ii) Deposits --Public Financial Institutions/Banks : Rs. (iii) Annuity purchased from Life Insurance Corporation : Rs. (g) Amount lying un-invested in Cash/Bank : Rs. 8 MODE OF DISBURSEMENT (Tick one) --Through Bank : --Through Post Offices : --Through LIC by purchase of Annuity --Others, if any, (please specify) : 9 RULES OF ESTABLISHMENT’S PENSION FUND Details of amendment, if any carried out during the month to make the Rules at par with the Statutory Pension Scheme (Employees’ Pension Scheme, 1995) Date Signature with official seal of the Employer/Trustees of the Board] 48.Ins. by G.S.R,. 747 (E) dated the 27th September 2001 (w.e.f. 28th September, 2001) 49[39-B. Transfer Value. –In case exemption is granted to any establishment or in the case of a member being transferred from pension fund of one exempted establishment to another pension fund of exempted establishment or statutory pension fund or vice-versa, a transfer value payment will be made which will consist of the following:- (a) Withdrawal benefit relating to past service period upto 15-11995 as per Table-A multiplied by Table-B factor for the period between 16-11-1995 to the date of exemption/transfer, and (b) Transfer value for pensionable service as per Table-E for the service rendered from 16-11-1995 or from the date of joining the establishment to the date of exemption/transfer as the case may be. (c) In the event of cancellation of exemption granted under Para 39, transfer of fund will be made as per the conditions mentioned in the exemption notification.] 49. Ins. by G.S.R. 430(E) dated the 19th May, 2003 (w.e.f. 23rd May, 2003) 40. Information to the Central Government. The Central Board shall furnish such information to the Central Government from time to time in respect of the income and expenditure from the Employees' Pension fund account in such manner as may be directed by the Central Government. 41. Interpretation. Where any doubt arises with regard to the interpretation of the provisions of this Scheme, it shall be referred to the Central Government who shall decided the same. 42. Punishment for failure to submit return, etc. If any person, (a) deducts or attempts to deduct from the wages or other remuneration of the member, the whole or any part of the employer's contribution, or (b) fails or refuses to submit any return, statement or other documents required by this Scheme or submits a false returns, statement or other documents, or makes a false declaration, or (c) obstructs any Inspector or other official appointed under the Act or this Scheme in the discharge of his duties or fails to produce any record for inspection by such inspector or other officials, or (d) is guilty of contravention of or non-compliance with any other requirement of this Scheme, he shall be punishable with imprisonment which may extend to one year or with fine which may extend to five thousand rupees or with both. 43. Payment of pension in the case of a person charged with the offence of murder (1) If a person, who in the event of the death of a member of the Pension Fund is eligible to receive pension of the deceased under paragraph 12 or paragraph 16, is charged with the offence of murdering the member or for abetting the commission of such an offence, his claims to receive pension shall remain suspended till the conclusion of the criminal proceedings instituted against him for such offence. (2) If on the conclusion of the criminal proceedings referred to in sub-paragraph (1), the person concerned is: (a) convicted for the murder or abetting in the murder of the member, he shall be debarred from receiving pension which shall be payable to other eligible members if any, of the family of the member; or (b) acquitted of the charge of murder or abetting the murder of the member, pension benefit shall be payable to him. 50[43A. Special provisions in respect of International Workers:- The Scheme shall, in its application to International Workers as defined in paragraph 83 of the Employees’ Provident Fund Scheme, 1952 be subject to the following modifications, namely:- (1) For clause (xv) of paragraph 2, the following clause shall be substituted, namely:- (xv) “pensionable service” means the service rendered by the member covered by an international social security agreement for which contributions have been received or are receivable, the period of service rendered and considered as eligible under such agreement. (2) For sub-para (1) of paragraph 10, the following sub-paragraph shall be substituted, namely:- 10. Determination of pensionable service:- (1) The pensionable service of the member covered by an international social security agreement shall be determined with reference to the contributions received or are receivable on his behalf in the Employees’ Pension Fund, the period of service rendered under a relevant social security programme and considered as eligible for benefits shall be added only for the purpose mentioned under such agreement. (3) For paragraph 11, the following paragraph shall be substituted, namely:- 11. Determination of pensionable salary:- The pensionable salary shall be the average monthly pay drawn in any manner including on piece-rate basis during the contributory period of service of the membership of the Employees’ Pension Fund. (4) For paragraph 14, the following paragraph shall be substituted, namely:- 14. Benefits on leaving service before being eligible for monthly members’ pension:- (1) If a member not being an Indian employee, hailing from a country with which India has entered into a social security agreement, has not rendered the eligible service prescribed in paragraph 9 of the date of exit, or on attaining the 58 years of age, whichever is earlier, he/she shall be entitled to a benefit as may be prescribed in the said Agreement on reciprocal basis. (2) If a member not being an Indian employee hailing from a country with which India has not entered into a social security agreement, has not rendered the eligible service specified in paragraph 9 on the date of exit, or on attaining the 58 years of age, whichever is earlier, his/her entitlement to the withdrawal benefit under paragraph 14 shall be, on the principle of reciprocity, as may be available to Indian employees in that country.] 50. Inserted vide GSR 705(E) dt.1.10.2008 (w.e.f. 1.10.2008) 44. Repeal and savings. (1) On commencement of this Scheme, the Employees' Family Pension Scheme, 1971, in force immediately before such commencement shall cease to operate with effect from the 16th November, 1995. (2) Notwithstanding anything contained in sub-paragraph (1) every nomination made under the Employees' Family Pension Scheme, 1971, and every form regarding the details of Family of an employee for the purposes of the Employees' Family Pension Scheme, 1971, shall be deemed to have been made under the provisions of this Scheme. (3) All orders/authorisations/Pension Payment Orders issued under the Family Pension Scheme, 1971, shall be deemed to have been made under this Scheme.